
Ukuthola Ukunakekelwa Komdlavuza Okuthengekayo: Umhlahlandlela Wesibhedlela Somdlavuza Esishibhile eduze kwami IzinkethoLo mhlahlandlela ukusiza ukuthi uhlole izinto eziyinkimbinkimbi zokuthola izindlela zokwelapha umdlavuza ezithengekayo eduze nendawo yakho. Sihlola izici ezithonya izindleko, izinsiza zosizo lwezezimali, namasu okwenza izinqumo ezinolwazi. Funda mayelana nokonga izindleko okungaba khona kanye nezinsiza ezitholakalayo ukusiza ukuphatha umthwalo wezezimali wokunakekelwa komdlavuza.
Ukubhekana nokuxilongwa komdlavuza kuyinselele ngokwanele ngaphandle kwengcindezi eyengeziwe yezindleko zezokwelapha ezimba eqolo. Abantu abaningi bayasesha isibhedlela somdlavuza esishibhile esiseduze kwami, okubonisa isidingo esibalulekile sokunakekelwa okufinyelelekayo nokuthengekayo. Lo mhlahlandlela uhlinzeka ngezinyathelo ezisebenzayo zokukusiza ukuthi uthole izinketho ezifanele ngenkathi uzulazula ezinkingeni zezezimali zokwelashwa komdlavuza.
Izindleko zokwelashwa komdlavuza ziyehluka kakhulu kuye ngezici eziningana: uhlobo lomdlavuza, isigaba sesifo, uhlelo lokwelapha olukhethiwe (ukuhlinzwa, ukwelashwa ngamakhemikhali, ngemisebe, i-immunotherapy, njll.), ubude bokwelashwa, kanye nesibhedlela noma umtholampilo othile. Ukuhlinzekwa komshwalense kudlala indima ebalulekile, kodwa ngisho nangomshwalense, izindleko eziphuma ephaketheni zingaba nkulu. Iziguli eziningi ziyasokola ukuqonda nokuphatha lezi zindleko ngempumelelo.
Ukuze uqonde kangcono izindleko zokunakekelwa, cabangela lokhu okulandelayo:
Ukuthola a isibhedlela somdlavuza esishibhile esiseduze kwami kudinga indlela enezici eziningi. Kubandakanya ukucwaninga abahlinzeki bokunakekelwa kwezempilo abahlukahlukene, ukuqonda izinqubomgomo zomshwalense, nokuhlola izinhlelo zosizo lwezezimali ezingaba khona.
Qala ngokucwaninga izibhedlela nemitholampilo endaweni yangakini. Qhathanisa izinsizakalo zabo, izinketho zokwelashwa, nezindleko. Bheka izikhungo ezaziwa ngokuzibophezela kwazo ekuthengeni nasekunakekeleni okugxiliswe esigulini. Bheka ukubuyekezwa okuku-inthanethi nobufakazi ukuze uhlole isipiliyoni sesiguli.
Buyekeza kahle inqubomgomo yakho yomshwalense ukuze uqonde ukuhlinzekwa kwakho ngokwelashwa komdlavuza. Ukwazi inani lakho lemali edonswayo, elikhokhelwa ngokuhlanganyela, kanye nenani eliphuma ephaketheni kubalulekile ekubhajetheni nasekuhleleni. Xhumana nomhlinzeki wakho womshwalense ukuze akucacisele noma yikuphi ukungaqiniseki mayelana nokuhlinzekwa kokwelashwa okuthile noma izinqubo.
Izinhlangano eziningi zinikeza izinhlelo zokusiza ngezezimali ukusiza iziguli ezinomdlavuza ukuphatha izindleko zokwelashwa. Lezi zinhlelo zingahlinzeka ngezibonelelo, uxhaso, noma usizo ngamaphrimiyamu omshwalense. Cwaninga futhi usebenzise ezinhlelweni ezihambisana nezidingo zakho kanye nemibandela yokufaneleka.
| Uhlobo Lohlelo | Incazelo | Izinzuzo ezingaba khona |
|---|---|---|
| Usizo Lwezezimali Lwesibhedlela | Izibhedlela eziningi zinikeza izinhlelo zokusiza ngezimali ezigulini ezibhekene nobunzima bezimali. | Izikweletu zezokwelapha ezehlisiwe noma eziyekiwe. |
| Izinhlangano Ezisizayo | Izinhlangano ezifana ne-American Cancer Society kanye neCancerCare zihlinzeka ngezibonelelo nezinye izinhlobo zokusekela. | Izibonelelo zokukhokhela izindleko zokwelashwa, ezokuthutha, nezinye izidingo. |
| Izinhlelo zikaHulumeni | I-Medicare ne-Medicaid ingasiza ukukhokhela ezinye izindleko zokwelapha umdlavuza, kuye ngokufaneleka. | Ukwelashwa okuyingxenye noma okugcwele kuye ngohlelo nezimo zomuntu ngamunye. |
Ukukhetha uhlelo lokwelapha olulungile kuwumzamo wokubambisana phakathi kwakho nethimba lakho lezempilo. Khuluma ngokukhululekile nodokotela wakho ngezinto ezikukhathazayo zezimali futhi uhlole zonke izinketho ezitholakalayo. Ungangabazi ukubuza imibuzo mayelana nezindleko futhi uhlole amanye amasu okwelapha angase athengeke kakhudlwana.
Khumbula, ukufuna ukunakekelwa komdlavuza okuthengekayo akusho ukubeka engcupheni ikhwalithi yokwelashwa kwakho. Ngokuhlela ngokucophelela nokucwaninga, ungathola ibhalansi phakathi kokuphumelela kwezindleko kanye nokunakekelwa kwekhwalithi ephezulu.
Ukuze uthole ulwazi olwengeziwe mayelana nokunakekelwa okuphelele komdlavuza, cabanga ukuhlola izinsiza ezifana ne I-National Cancer Institute noma i I-American Cancer Society. Kulabo abafuna ukunakekelwa okukhethekile, cabanga ngokucwaninga izikhungo ezifana ne I-Shandong Baofa Cancer Research Institute.
Umshwana wokuzihlangula: Lolu lwazi lwenzelwe izinjongo zokufundisa kuphela futhi akufanele luthathwe njengeseluleko sezokwelapha. Hlala uthintana nomhlinzeki wakho wokunakekelwa kwezempilo nganoma yikuphi ukukhathazeka ngezempilo noma ngaphambi kokwenza noma yiziphi izinqumo ezihlobene nempilo noma ukwelashwa kwakho.
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