
Lo mhlahlandlela uhlola izinketho zokwelapha umdlavuza ezithengekayo, ukubhekana nomthwalo wezezimali ovame ukuhlotshaniswa nokunakekelwa komdlavuza. Sihlola izici ezihlukahlukene ezithinta izindleko futhi sinikeze izinsiza zokukusiza ukuthi uzulazule kulesi sici esiyinselele sokwelashwa komdlavuza. Ukuthola ibhalansi efanele phakathi kokunakekelwa kwekhwalithi nokukwazi ukukhokhela kubalulekile, futhi lo mhlahlandlela uhlose ukusiza kuleyo nqubo. Ukuqonda izinketho zakho nezinsiza ezitholakalayo kungenza umehluko omkhulu.
Izindleko zokwelashwa komdlavuza zingahluka kakhulu kuye ngezici eziningana, okuhlanganisa uhlobo nesigaba somdlavuza, uhlelo lokwelapha olukhethiwe (ukuhlinzwa, ukwelashwa ngamakhemikhali, ukwelapha ngemisebe, ukwelapha okuhlosiwe, i-immunotherapy, njll.), ubude bokwelashwa, nendawo yesibhedlela. Abantu abaningi kanye nemindeni ibhekene nezinselelo ezinkulu zezimali ngenxa yalezi zindleko. Ukufakwa komshwalense kudlala indima enkulu, kodwa izindleko eziphuma ephaketheni zisengaba zinkulu. Kubalulekile ukuba nokuqonda okucacile kwazo zonke izindleko ezingase zibe khona ngaphambi kokuqala ukwelashwa.
Ziningi izici ezibalulekile ezithinta kakhulu izindleko zizonke: uhlobo lomdlavuza, isigaba sokuxilonga, indlela yokwelapha ethize ekhethwe udokotela oyisazi sezinzwa, ubude besikhathi sokwelashwa, kanye nendawo lapho ukwelashwa kwenzeka khona. Indawo yendawo nayo idlala indima; izibhedlela ezisemadolobheni zingase zibe nezindleko zokusebenza eziphakeme kunezasemaphandleni. Ukwengeza, ukutholakala kwezinhlelo zosizo lwezezimali kanye nokufakwa komshwalense kunomthelela kakhulu ezindlekweni eziphuma ephaketheni.
Ukuthola okuthengekayo izibhedlela zokwelapha umdlavuza ezishibhile kudinga ucwaningo nokuhlela ngokucophelela. Amasu amaningana angakusiza ukuthi uhlonze izikhungo ezinikeza ukwelashwa okungabizi ngaphandle kokubeka engcupheni ikhwalithi yokunakekelwa. Kubalulekile ukukhumbula ukuthi "okushibhile" akuhlali kulinganisa "nekhwalithi ephansi". Izibhedlela eziningi ezinhle kakhulu zinikeza izinhlelo zokusiza ngezezimali noma zisebenze neziguli ukuze zenze izinhlelo zokukhokha ezilawulekayo.
Qala ngokucwaninga izibhedlela endaweni yangakini noma lezo ezaziwayo ngobuchwepheshe bazo ekwelapheni uhlobo oluthile lomdlavuza. Hlola ukubuyekezwa okuku-inthanethi nezilinganiso ukuze uthole imininingwane ngesipiliyoni sesiguli. Xhumana nezibhedlela ngokuqondile ukuze ubuze mayelana nezakhiwo zazo zamanani, izinketho zokukhokha, nezinhlelo zokusiza ngezezimali. Qhathanisa izindleko nezinhlelo zokwelashwa phakathi kwezikhungo eziningana ukuze wenze isinqumo esinolwazi.
Izibhedlela eziningi nezinhlangano zinikela ngezinhlelo zokusiza iziguli ukuze zilawule izindleko zokwelashwa komdlavuza. Lezi zinhlelo zingahlinzeka ngezibonelelo, uxhaso, noma izinhlelo zokukhokha. Buza ngezinhlelo ezinjalo ngesikhathi sokubonisana kwakho kokuqala. Futhi, phenya izinhlangano ezisiza umphakathi ezihlobene nomdlavuza kazwelonke ezihlinzeka ngosizo lwezezimali. Ezinye izinkampani ezithaka imithi nazo zinikeza izinhlelo zokusiza zemithi yazo.
Izinsiza eziningi ziyatholakala ukusiza abantu kanye nemindeni ukuthi babhekane nezinselele zezimali zokwelashwa komdlavuza. Lokhu kubandakanya izinhlangano ezingenzi nzuzo ezizinikele ekunikezeni ukwesekwa ngokwezimali nangokomzwelo. Izinhlelo zikahulumeni zingasiza futhi ngezindleko zokunakekelwa kwezempilo. Ukusebenzisa lezi zinsiza kungehlisa kakhulu umthwalo wezezimali wokwelashwa komdlavuza. Ungangabazi ukufinyelela kulezi zinhlangano; bakhona ukusiza.
Izinhlangano eziningi ezingenzi nzuzo zihlinzeka ngosizo ezigulini ezinomdlavuza kanye nemindeni yazo. Lezi zinhlangano zinganikeza ukwesekwa okubalulekile nezinsiza zokusiza iziguli ukuphatha izindleko zokwelashwa. Ngokuvamile banikeza usizo lwezezimali, usizo lokuthutha, nokusekelwa ngokomzwelo. Ukucwaninga lezi zinhlangano endaweni yangakini noma ezweni lonke kungaba usizo ngendlela emangalisayo.
Izinhlelo zikahulumeni ezifana ne-Medicaid ne-Medicare zinganikeza usizo olubalulekile ngezindleko zokunakekelwa kwezempilo. Izidingo zokufaneleka ziyahlukahluka kuye ngezimo ngazinye nendawo. Kubalulekile ukuhlola ukufaneleka kwalezi zinhlelo. Ukuhlola lezi zinketho kungaba isinyathelo esibalulekile sokuzulazula ezinkingeni zezezimali zokwelashwa komdlavuza.
Ukukhetha indlela yokwelapha efanele kuhilela ukucatshangelwa ngokucophelela izici ezihlukahlukene, okuhlanganisa uhlobo nesigaba somdlavuza, impilo yomuntu siqu, nemithelela yezezimali. Kubalulekile ukuba nezingxoxo ezivulekile nodokotela wakho we-oncologist kanye nethimba lokunakekelwa kwezempilo ukuze uhlole zonke izindlela zokwelapha futhi uqonde izindleko ezihambisanayo. Ungangabazi ukubuza imibuzo futhi ufune ukucaciseleka mayelana namanani nezinhlelo zokukhokha.
| Isici | Umthelela Ezindlekweni |
|---|---|
| Uhlobo Lomdlavuza | Izinhlobo zomdlavuza zidinga ukwelashwa okuhlukile, okuholela ezindlekweni ezihlukene. |
| Isiteji Sokwelapha | Ukwelashwa kwesigaba sokuqala kuvame ukubiza kancane kunokwelashwa okusezingeni eliphezulu. |
| Uhlobo Lokwelapha | Ukuhlinzwa, ukwelashwa ngamakhemikhali, ngemisebe, kanye nokwelashwa okuhlosiwe kunamaphuzu amanani ahlukene. |
| Indawo Yesibhedlela | Indawo yasesibhedlela ithinta kokubili izindleko zokwelapha kanye nendawo yokuhlala. |
Khumbula ukuthi uhlale uthintana nomhlinzeki wakho wokunakekelwa kwezempilo ukuze nixoxe ngesimo sakho esithile kanye nezinketho. Ukuze uthole ulwazi olwengeziwe mayelana nezinketho zokwelapha umdlavuza ezithengekayo, cabanga ngokuvakashela I-Shandong Baofa Cancer Research Institute. Lokhu akuhlosiwe njengeseluleko sezokwelapha. Hlala uthintana nochwepheshe bezempilo abaqeqeshiwe nganoma yikuphi ukukhathazeka kwezempilo.
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