
Ukwelapha Umdlavuza Wamaphaphu Wakuqala Okushibhile Izindleko Ukuqonda umthwalo wezezimali wokwelashwa komdlavuza wamaphaphu kusenesikhathi kubalulekile ukuze uhlele ngempumelelo. Lesi sihloko sihlola izici ezihlukahlukene ezithonya izindleko zokwelashwa komdlavuza wamaphaphu wangaphambi kwesikhathi, okuhlanganisa ukuxilonga, ukubeka isiteji, izinketho zokwelashwa, kanye nezinhlelo zokusiza ngezezimali ezingaba khona. Sihlolisisa ububanzi bezindleko ezingokoqobo futhi sigqamisa izinsiza ezitholakalayo ukuze sisize ukuzulazula kulezi zinselele.
Ukubhekana nokuxilongwa komdlavuza wamaphaphu kusenesikhathi kungaba nzima, futhi imiphumela yezezimali yengeza enye inkimbinkimbi. Izindleko ze ukwelashwa komdlavuza wamaphaphu wakuqala oshibhile ziyahlukahluka ngokuphawulekayo ngokusekelwe ezicini eziningana ezixhumene. Lo mhlahlandlela uhlose ukuhlinzeka ngokucacile ngalezi zindleko, okukuvumela ukuthi uqonde kangcono ukuthi yini ongayilindela nokuthi yiziphi izinsiza ezitholakalayo ukusiza ukuphatha umthwalo wezezimali.
Izindleko zokuqala zizobandakanya ukuhlolwa kokuxilonga okufana ne-CT scan, i-PET scans, i-bronchoscopy, nama-biopsies. Lezi zinqubo ziyehluka ngamanani kuye ngendawo nendawo. Inqubo yesiteji, enquma izinga lomdlavuza, nayo inezela ezindlekweni zokuqala. Isiteji esinembayo sibalulekile ekunqumeni uhlelo lokwelapha olusebenza kahle kakhulu futhi olufanele, okunomthelela ezindlekweni zizonke.
Ukwelashwa komdlavuza wamaphaphu wasekuqaleni kungabandakanya ukuhlinzwa (i-lobectomy, ukususwa kwe-wedge), ukwelashwa ngemisebe, ukwelashwa ngamakhemikhali, ukwelapha okuhlosiwe, noma inhlanganisela yalokhu. Izinketho zokuhlinza ngokuvamile zinezindleko eziphezulu zangaphambili, kodwa zingaholela ekwehliseni izindleko zesikhathi eside uma kuphumelela ekuqedeni umdlavuza. Izindleko zokwelashwa ngemisebe kanye ne-chemotherapy zithonywa inani lezikhathi kanye nemithi ethile esetshenzisiwe. Izindlela zokwelapha ezihlosiwe, nakuba zingase ziphumelele kakhulu, zingaba phakathi kwezinketho zokwelashwa ezibiza kakhulu. Ukukhethwa kokwelashwa kuzoba nomthelela omkhulu kulo lonke izindleko ezishibhile zokwelashwa komdlavuza wamaphaphu wangaphambi kwesikhathi.
Indawo yokwelashwa ithinta kakhulu izindleko. Izikhungo zezokwelapha ezinkulu ezindaweni zasemadolobheni zivame ukuba nezindleko eziphezulu kunezibhedlela ezincane, zasemakhaya. Isipiliyoni kanye nedumela likadokotela ohlinzayo kanye ne-oncologist nakho kuzothinta umthethosivivinywa wonke. Kubalulekile ukuxoxa ngezimali kusengaphambili nomhlinzeki wakho wokunakekelwa kwezempilo futhi uhlole izinhlelo zokukhokha ezitholakalayo noma izinketho.
Ngisho nangemva kokuqeda ukwelashwa okuyisisekelo, ukuqapha okuqhubekayo nokuqokwa kokulandelela kuyadingeka. Lezi zindleko, ezihlanganisa izifundo zokuthatha izithombe kanye nokuvakasha kodokotela, zinomthelela ezindlekweni eziphelele zokulawula umdlavuza wamaphaphu. Ukuhlolwa okuvamile kubalulekile ukuze kutholakale ukuvela kabusha kusenesikhathi.
Izinhlangano eziningi zinikeza usizo lwezezimali ekwelapheni umdlavuza. Lokhu kuhlanganisa izinhlangano ezisiza umphakathi, amaqembu amelela iziguli, nezinhlelo zikahulumeni. Izibhedlela eziningi nazo zineminyango yosizo lwezezimali ezinikele ekusizeni iziguli ezibhekene nezikweletu eziphakeme zokwelashwa. Ukucwaninga ngalezi zinsiza kubalulekile ekwehliseni ubunzima bezimali ukwelashwa komdlavuza wamaphaphu wakuqala oshibhile. I-American Cancer Society iwumthombo omuhle kakhulu wokuhlola lezi zinketho.
Ukuqonda umshwalense wakho wezempilo kubalulekile. Buyekeza inqubomgomo yakho ngokucophelela ukuze unqume izindleko zakho eziphuma ephaketheni, okuhlanganisa izimali ezidonswayo, ama-co-pay, kanye ne-co-insurance. Xhumana nomhlinzeki wakho womshwalense ukuze akucacisele ukuhlinzekwa kokwelashwa okuqondile nezinqubo ngaphambi kokuqala ukwelashwa. Ukuxoxisana nomhlinzeki wakho mayelana nezinhlelo zokukhokha kungase kube usizo ngezinye izikhathi.
| Inketho Yokwelapha | Ibanga Lezindleko Elilinganiselwe (USD) |
|---|---|
| Ukuhlinzwa (Lobectomy) | $50,000 - $150,000 |
| I-Radiation Therapy (Isifundo Esigcwele) | $10,000 - $30,000 |
| I-Chemotherapy (Isifundo Esigcwele) | $15,000 - $50,000 |
| Ukwelashwa okuhlosiwe (unyaka ongu-1) | $50,000 - $150,000+ |
Khumbula, lezi izilinganiso, kanye nezindleko zangempela zakho ukwelashwa komdlavuza wamaphaphu wakuqala oshibhile kuzoncika ezimweni zomuntu ngamunye. Hlala uthintana nomhlinzeki wakho wokunakekelwa kwezempilo kanye nenkampani yomshwalense ukuze uthole ukuqagela kwezindleko komuntu siqu. Ngezinketho zokwelashwa ezithuthukisiwe noma ukubonisana, cabanga ukuxhumana ne- I-Shandong Baofa Cancer Research Institute ukuze uthole ulwazi olwengeziwe.
Lolu lwazi ololwazi jikelele futhi akufanele luthathwe njengeseluleko sezokwelapha. Hlala uthintana nomhlinzeki wakho wokunakekelwa kwezempilo ukuze uxilongwe futhi uhlele ukwelashwa.
eceleni>