
Esi sikhokelo sibanzi siphonononga umthwalo wemali onxulumene iindleko yobudala bomhlaza webele, ukugubungela ukuxilongwa, unyango, kunye nokhathalelo lwexesha elide. Sihlola izinto ezichaphazela iindleko, izixhobo ezinokubakho zoncedo lwemali, kunye nezicwangciso zokulawula iindleko. Funda malunga nokujonga ubunzima beendleko zokhathalelo lwempilo ngelixa ugxile kwimpilo yakho kunye nempilo.
Iindleko ze iindleko yobudala bomhlaza webele unyango iyahluka kakhulu ngokuxhomekeke yobudala ekuxilongweni kunye nenqanaba lomhlaza. Izigulana ezincinci zihlala zijongana nonyango olude kunye neendleko zokhathalelo lwexesha elide ezinokubakho. Ukufunyaniswa kwenqanaba lakwangoko kukhokelela kunyango olungabanzi kwaye lungabizi kakhulu xa kuthelekiswa namanqanaba aphezulu. Ngokomzekelo, umhlaza webele wesigaba sokuqala unokubandakanya utyando kunye nemitha, ngelixa izigaba eziphambili zinokufuna i-chemotherapy, unyango olujoliswe kuyo, kunye nonyango lwe-hormone, zonke zinyusa kakhulu ngokubanzi. iindleko yobudala bomhlaza webele.
Unyango oluthile olucetyiswayo- utyando, unyango lweradiation, ichemotherapy, unyango lwehomoni, unyango olujoliswe kuyo, okanye unyango lwe-immunotherapy- lunefuthe elimangalisayo kulo lonke. iindleko yobudala bomhlaza webele. Unyango ngalunye luneendleko ezinxulumene namayeza, iinkqubo, ukuhlala esibhedlele, kunye nokuqeshwa kokulandelela. Ukhetho lonyango lwenzelwe umntu ngokusekwe kwimeko ethile yesigulana kwaye yeyona nto ibalulekileyo kwiziphumo zemali.
I-inshurensi yezempilo idlala indima ebalulekileyo ekulawuleni iindleko yobudala bomhlaza webele. Ubungakanani be-inshorensi bohluka ngokubanzi ngokuxhomekeke kwisicwangciso se-inshorensi yomntu. I-Deductibles, i-co-pays, kunye ne-out-of-pocket maximums inegalelo elikhulu kumthwalo weendleko ngokubanzi. Ukuqonda ipolisi yakho ye-inshorensi kunye nemida yokhuseleko kubalulekile ekulungiseleleni uxanduva olunokubakho lwezemali. Izigulana kufuneka ziphonononge ngononophelo ipolisi yazo kwaye ziqinisekise ukhuseleko kunyango oluthile kunye namayeza.
Unyango lomhlaza wamabele lunokuba neziphumo ebezingalindelekanga zexesha elide, ezifuna ukhathalelo lwezonyango oluqhubekayo kunye nenkxaso. Ezi ndleko zexesha elide ezinxulumene nokulawula iziphumo zecala, ezifana ne-lymphedema okanye ukukhathala, ziqhubela phambili zibe negalelo kuyo yonke into iindleko yobudala bomhlaza webele. Imfuno eqhubekayo yokubeka iliso kunye neenkonzo zokubuyisela kwimeko yesiqhelo kufuneka zithathelwe ingqalelo njengenxalenye yesicwangciso semali sexesha elide.
Imibutho emininzi ibonelela ngeenkqubo zoncedo lwezemali ukunceda izigulana ukulawula iindleko eziphezulu zonyango lomhlaza wamabele. Ezi nkqubo zinokubonelela ngezibonelelo, izibonelelo, okanye uncedo ngeendleko zamayeza. I Umbutho womhlaza waseMelika kunye ne Isiseko somhlaza webele weSizwe zizixhobo ezixabisekileyo zokuphonononga iinketho ezikhoyo. Kubalulekile ukuphonononga zonke iinketho ezikhoyo kwaye ufake isicelo soncedo kwangoko kangangoko kunokwenzeka.
Ngentsebenziswano kunye ne-oncologist yabo kunye neqela lezempilo, izigulana zinokuhlola iindlela zonyango ezingabizi kakhulu. Oku kunokubandakanya ukuxoxa ngokhetho lwamayeza enziwe afana nalawo enziwe afana nalawo aveliswe ngumenzi, ukuphonononga ulingo lwezonyango (oluthi ngamanye amaxesha lucuthe iindleko zesigulana), kunye nothethathethwano ngezicwangciso zentlawulo nababoneleli bezempilo. Unxibelelwano oluvulekileyo neqela lakho lezempilo malunga neenkxalabo zemali lubalulekile ekuphuhliseni isicwangciso sonyango esilawulekayo.
I iindleko yobudala bomhlaza webele idlulela ngaphaya kweendleko zonyango ezithe ngqo. Iquka imivuzo elahlekileyo ngenxa yonyango, iindleko zokuhamba, kunye nesidingo esinokubakho soncedo kwimisebenzi yemihla ngemihla. Umonakalo ongokweemvakalelo womhlaza wamabele kunye nempembelelo kumalungu entsapho nawo kufanele kuqwalaselwe. Ukufuna inkxaso kusapho, kubahlobo nakumaqela axhasayo kunokunika uncedo oluxabiseke gqitha ngokweemvakalelo nolusebenzisekayo ngeli xesha linzima.
Ngolwazi oluthe vetshe kunye nenkxaso malunga iindleko yobudala bomhlaza webele kunye neenkqubo zoncedo lwemali, nceda uqhagamshelane nezibonelelo ezikhankanywe ngasentla, okanye uqhagamshelane nomboneleli wakho wezempilo okanye umbutho othembekileyo wokuxhasa umhlaza. Khumbula ukuba, asinguwe wedwa ojamelene nolu celomngeni.
Kwi IZiko loPhando ngoMhlaza laseShandong Baofa, sizinikele ekunikeni ukhathalelo olubanzi lomhlaza, kubandakanywa nenkxaso yezigulane ezihamba kwimiba yezemali yonyango lwazo. Sikhuthaza izigulane ukuba zixoxe ngezinto ezizixhalabisayo ngokukhululekileyo neqela labo lezempilo.
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