iindleko zokuhlola umhlaza wamabele

Ukuqonda iindleko zokuHlola uMhlaza wamabele

Esi sikhokelo sinika isishwankathelo esibanzi seendleko ezinxulumene ne ukuhlolwa komhlaza wamabele, kuquka i-mammograms, i-ultrasounds, kunye ne-MRIs. Siza kuphonononga izinto eziphembelela ukwahluka kwamaxabiso kunye nezixhobo zokukunceda ujonge imiba yezemali yokhathalelo lothintelo. Ukuqonda ezi ndleko kubalulekile kwisicwangciso sokhathalelo lwempilo olusebenzayo.

Iintlobo zokuHlola uMhlaza wamabele kunye neendleko zabo

Iimammograms

Iimammogram zezona zixhaphakileyo ukuhlolwa komhlaza wamabele indlela, usebenzisa idosi ephantsi ye-X-reyi ukubona izinto ezingaqhelekanga. Iindleko zemammogram ziyohluka kakhulu ngokuxhomekeke kwizinto ezifana nendawo okuyo, i-inshurensi, kunye nokuba usebenzisa ababoneleli be-in-network. Iindleko eziphuma epokothweni zinokususela kwii-$100 ukuya kwii-$400 okanye ngaphezulu. Izicwangciso ezininzi ze-inshorensi zihlawulela iindleko ze-mammograms eziqhelekileyo, ngakumbi kubasetyhini abangaphezu kweminyaka engama-40, kodwa kubalulekile ukujonga iinkcukacha zesicwangciso sakho. UMthetho wokuNakekela okufikelelekayo inceda abantu abaninzi ukuba bafikelele kwi-inshorensi yezempilo efikelelekayo, enokuthi yehlise umthwalo wemali ukuhlolwa komhlaza wamabele.

Ultrasound

I-Breast ultrasounds zisebenzisa amaza esandi aphezulu ukwenza imifanekiso yeethishu zamabele. Zihlala zisetyenziselwa ukuvavanya ngakumbi izinto ezingaqhelekanga ezifunyenwe ngexesha le-mammogram okanye njengendlela yokuhlola ezimeleyo yabasetyhini abanezicubu zamabele ezishinyeneyo. Iindleko ze-ultrasound ziphezulu kune-mammogram, ukusuka kwi-$ 200 ukuya kwi-$ 500 okanye ngaphezulu. Ukhuseleko lwe-inshurensi luyahluka ngokuxhomekeke kwisizathu se-ultrasound kunye nesicwangciso sakho esithile.

I-MRI

I-Magnetic Resonance Imaging (i-MRI) iyeyona iphambili ukuhlolwa komhlaza wamabele indlela ebonelela ngemifanekiso eneenkcukacha kakhulu yezicubu zamabele. Ihlala isetyenziselwa abasetyhini abasengozini enkulu yomhlaza wamabele okanye xa ezinye iindlela zokuhlola zityhila iziphumo ezikrokrelekayo. Ii-MRIs zibiza kakhulu kune-mammograms kunye ne-ultrasounds, ngokuqhelekileyo zibiza i-$ 1,000 ukuya kwi-$ 3,000 okanye ngaphezulu. Ngelixa ezinye izicwangciso ze-inshurensi zinokugubungela ii-MRIs njengenxalenye ukuhlolwa komhlaza wamabele, ngakumbi kubantu abasemngciphekweni omkhulu, iindleko eziphuma epokothweni zinokuba nkulu.

Imiba enefuthe kwiindleko zokuHlola uMhlaza wamabele

Izinto ezininzi zinokuchaphazela ixabiso elipheleleyo le ukuhlolwa komhlaza wamabele:

• Ukhuseleko lwe-inshurensi: Ubungakanani bokhuseleko lwe-inshorensi yakho budlala indima ebalulekileyo. Qwalasela iinkcukacha zepolisi yakho ukuze ubone imida ethile yokhuseleko kunye neentlawulo ezihlangeneyo.
• Indawo: Iindleko zinokwahluka ngokwejografi, kwaye ezinye iindawo zineendleko eziphezulu zezempilo kunezinye.
• Uhlobo lweziko: Uhlobo lwesibonelelo (isibhedlele, ikliniki, iziko lokucinga) lunokuba nefuthe kumaxabiso.
• Iinkonzo ezongezelelweyo: Ukuba iimvavanyo ezongezelelweyo okanye iinkqubo ezifunekayo (umzekelo, i-biopsy), ixabiso elipheleleyo liya kwanda.

Uncedo lwezeMali kunye neZibonelelo

Izibonelelo ezininzi zinokunceda ukulawula iindleko ze ukuhlolwa komhlaza wamabele:

• Uthethathethwano nababoneleli: Xoxa ngeendlela zokuhlawula kunye nomboneleli wakho wezempilo. Izibonelelo ezininzi zibonelela ngezicwangciso zentlawulo okanye izaphulelo.
• Iinkqubo zoNcedo lwezeMali: Eminye imibutho ibonelela ngoncedo lwemali yokhathalelo lwezonyango, kubandakanywa ukuhlolwa komhlaza wamabele. Phanda ngemibutho yesisa yasekhaya neyesizwe.
• Iinkqubo zikaRhulumente: Phonononga iinkqubo zikarhulumente ezifana neMedicaid kunye neMedicare ukufumanisa ukufaneleka koncedo.

Ukuthelekiswa kweendleko zokuHlola

Khumbula ukuba kubalulekile ukufunyaniswa kwangethuba. Musa ukuvumela iindleko zibe ngumqobo kwizinto ezibalulekileyo ukuhlolwa komhlaza wamabele. Jonga zonke iinketho ezikhoyo ukuqinisekisa ukuba ufumana ukhathalelo olufunayo.

Ngolwazi oluthe kratya malunga nokhathalelo lomhlaza kunye nophando, cinga ngokundwendwela i IZiko loPhando ngoMhlaza laseShandong Baofa iwebhusayithi.