iindleko zovavanyo lomhlaza webele

iindleko zovavanyo lomhlaza webele

Ukuqonda Iindleko zovavanyo lomhlaza wamabele Eli nqaku libonelela ngesikhokelo esibanzi kwiindleko ezinxulumene neemvavanyo ezahlukeneyo zomhlaza wamabele, kukunceda ukuba uqonde ukuba ulindele ntoni kwaye ujonge njani imiba yezemali yovavanyo kunye nokuxilongwa komhlaza wamabele. Sigubungela iintlobo ezahlukeneyo zovavanyo, izinto ezinempembelelo kumaxabiso, kunye nezixhobo zokukunceda.

Ukuqonda iindleko zoVavanyo loMhlaza wamabele

Iindleko ze iimvavanyo zomhlaza wamabele inokwahluka kakhulu ngokuxhomekeke kwizinto ezininzi, kubandakanywa uhlobo lovavanyo, i-inshurensi yakho, indawo okuyo, kunye nomboneleli othile wezempilo. Esi sikhokelo sijolise ekuboneleleni ngeendleko ezinokubakho ezinxulumene novavanyo oluqhelekileyo lomhlaza wamabele kunye neenkqubo zokuxilonga. Ukwazi ezi ndleko kwangaphambili kunokukunceda ucwangcise ngcono iindleko ezinokubakho kwaye wenze izigqibo ezinolwazi malunga nokhathalelo lwakho lwezempilo.

Iintlobo zoVavanyo loMhlaza wamabele kunye neendleko ezihambelana nazo

Iimammograms

Iimammograms lolona vavanyo luxhaphakileyo lokuhlola umhlaza wamabele, kusetyenziswa ii-X-reyi ezinedosi ephantsi ukubona izinto ezingaqhelekanga kwiithishu zamabele. Iindleko zemammogram zinokuqala ukusuka kwi-100 ukuya kwi-400 yeedola okanye ngaphezulu, kuxhomekeke kwizinto ezifana nendawo kunye nokuba unayo okanye awunayo i-inshurensi. Izicwangciso ezininzi ze-inshorensi zibandakanya iimammograms njengokhathalelo lothintelo, ukunciphisa okanye ukuphelisa iindleko eziphuma epokothweni. Kubalulekile ukuba uqhagamshelane nomnikezeli wakho we-inshurensi ukuze uqonde ukhuseleko lwakho oluthile.

Ultrasound

I-Breast ultrasounds zisebenzisa amaza esandi aphezulu ukwenza imifanekiso yeethishu zamabele. Zihlala zisetyenziselwa ukuphanda ngakumbi izinto ezingaqhelekanga ezifunyenwe ngexesha le-mammogram. Iindleko ze-ultrasound yebele zihlala zisuka kwi-150 yeedola ukuya kwi-300 yeedola, kodwa kwakhona, i-inshurensi inokuchaphazela kakhulu ixabiso lokugqibela. Iindleko ziya kuxhomekeka kwakhona kubunzima boviwo.

I-MRI

IMagnetic resonance imaging (MRI) yindlela yokucinga eneenkcukacha ngakumbi esebenzisa imagnethi kunye namaza kanomathotholo ukuvelisa imifanekiso eneenkcukacha yebele. Ii-MRIs zihlala zisetyenziswa xa kukho umngcipheko ophezulu womhlaza webele, okanye ukuvavanya ngakumbi iziphumo ezikrokrisayo kwezinye iimvavanyo. Iindleko zeMRI yebele zinokuphakama kakhulu kuneemammograms okanye iiultrasounds, ngokufuthi zisusela kwii-$500 ukuya kwii-$1500 okanye ngaphezulu. Ukhuseleko lwe-inshurensi ludlala indima enkulu ekumiseleni iindleko zokugqibela. Kwakhona, kubalulekile ukuqinisekisa ukhuseleko kunye ne-inshurensi yakho.

I-Biopsy

I-biopsy ibandakanya ukususa isampuli encinci yezicubu zebele ukuze zihlolwe phantsi kwe-microscope. Le nkqubo isetyenziselwa ukuxilonga umhlaza wamabele ngokuqinisekileyo. Iindleko ze-biopsy zinokusuka kwi-$ 500 ukuya kwi-2000 yeedola okanye ngaphezulu, kuxhomekeke kuhlobo lwe-biopsy (inaliti ye-biopsy, i-surgical biopsy), ubunzima benkqubo, kunye nesidingo sovavanyo olongezelelweyo lwe-pathology. Ukhuseleko lwe-inshurensi ludla ngokuphembelela iindleko eziphuma epokothweni zesigulana, kodwa iindleko zisengaba nkulu.

Imiba enefuthe kwiindleko ze Uvavanyo lomhlaza webele

Izinto ezininzi zinokuchaphazela iindleko ze iimvavanyo zomhlaza wamabele ngaphaya kohlobo lovavanyo ngokwalo. Ezi ziquka:

  • Ukhuseleko lwe-inshurensi: Ubungakanani beinshorensi yakho buya kuchaphazela kakhulu iindleko zakho eziphuma epokothweni. Izicwangciso ezininzi ze-inshorensi zibandakanya ukuhlolwa kokuthintela okufana ne-mammograms, kodwa ukhuseleko kwiimvavanyo zokuxilonga ezifana ne-biopsies kunye nee-MRIs zinokuhluka ngakumbi. Kubalulekile ukuba uqinisekise izibonelelo zakho kunye nomboneleli wakho phambi kwayo nayiphi na inkqubo.
  • Indawo: Indawo ekuyo inokuba nefuthe kwiindleko zeenkonzo zempilo. Iindawo ezineendleko eziphezulu zokuphila zinokuba namaxabiso aphezulu eenkqubo zonyango.
  • Umboneleli wezempilo: Isibhedlele okanye ikliniki ethile apho ufumana khona iimvavanyo nayo inokuchaphazela ixabiso lokugqibela. Kuyacetyiswa ukuthelekisa iindleko phakathi kwababoneleli abohlukeneyo kwingingqi yakho ukuba kuyenzeka.
  • Iinkonzo ezongezelelweyo: Iinkonzo ezongezelelweyo ezinxulumene neemvavanyo, ezifana ne-anesthesia okanye uhlalutyo lwe-pathology, zinokunyusa ixabiso elipheleleyo.

Izibonelelo zoNcedo lweMali

Ukuba unenkxalabo malunga neendleko ze iimvavanyo zomhlaza wamabele, izibonelelo ezininzi zinokunikela ngoncedo lwemali. Oku kunokubandakanya:

  • Iinkqubo zoncedo lwezigulane (PAPs): Iinkampani ezininzi ezixuba amayeza kunye nemibutho yokhathalelo lwempilo zibonelela ngee-PAP ukunceda izigulana ukuba zithenge amayeza kunye nonyango, ngamanye amaxesha kubandakanya uvavanyo lokuxilonga.
  • Imibutho yesisa: Imibutho emininzi yesisa igxile ekuboneleleni ngoncedo lwemali kubantu abajongene neendleko ezinkulu zokhathalelo lwempilo. Ukuphanda ngemibutho yasekhaya neyesizwe inokufumanisa inkxaso enokubakho.
  • Iinkqubo zoncedo lwezimali zasesibhedlele: Izibhedlele ezininzi kunye neenkqubo zokhathalelo lwempilo zineenkqubo zazo zoncedo lwezemali eziyilelwe ukunceda izigulana zilawule iindleko zokhathalelo lwempilo.

Itheyibhile yokuthelekisa iindleko

Uhlobo loVavanyo Uluhlu lweeNdleko eziqikelelweyo Ukhuseleko lwe-inshurensi
IMammogram $ 100 - $ 400 + Ihlala ihlawulwa yi-inshurensi
Ultrasound $ 150 - $ 300 + Ihlala ihlawulwa yi-inshurensi
I-MRI $ 500 - $ 1500 + Ukhuseleko luyahluka
I-Biopsy $ 500 - $ 2000 + Ukhuseleko luyahluka

Qaphela: Uluhlu lweendleko ezibonelelweyo luqikelelo kwaye lunokwahluka ngokweemeko zomntu ngamnye. Soloko ujongana nomboneleli wakho we-inshurensi kunye nomboneleli wezempilo ngolwazi oluchanekileyo lwamaxabiso.

Ukufumana ulwazi oluthe kratya malunga nomhlaza wamabele kunye nokhetho lonyango lomhlaza, unokunqwenela ukujonga izixhobo ezivela kwi Umbutho womhlaza waseMelika okanye i Amaziko oLawulo noThintelo lweZifo.