Izibhedlele zomhlaza wamabele ezitshiphu

Ukufumana Unyango loMhlaza wamabele olufikelelekayo: Isikhokelo soKhathalelo olunexabiso elisebenzayoUkuqonda umthwalo wemali wonyango lomhlaza wamabele kubalulekile. Esi sikhokelo sikunceda ukuba uhambe ngeendlela ezintsonkothileyo zokufumana iinketho zokhathalelo olufikelelekayo. Siza kuphonononga iindlela ezahlukeneyo zokunciphisa iindleko kunye nokufikelela kunyango olusemgangathweni, sigxininisa ukubaluleka kophando olucokisekileyo kunye nokwenza izigqibo ezinolwazi.

Ukuqonda Iindleko zonyango loMhlaza wamabele

Unyango lomhlaza wamabele lunokubiza kakhulu, lubandakanya iinkonzo ezahlukeneyo zonyango, amayeza, kunye nokhathalelo oluxhasayo. Iindleko ziyahluka kakhulu ngokusekelwe kwinqanaba lomhlaza, uhlobo lonyango olufunekayo (utyando, ichemotherapy, unyango lweradiation, unyango olujoliswe kuyo, i-immunotherapy, unyango lwehomoni), kunye nomboneleli othile wezempilo. Izinto ezinje ngejografi zikwadlala indima ekumiseleni iindleko zizonke. Izigulana ezininzi zijongana neendleko ezinkulu eziphuma epokothweni nakwi-inshurensi.

Ukujonga i-Inshurensi ye-Inshurensi

Ukuqonda ipolisi yakho ye-inshurensi yezempilo linyathelo lokuqala. Hlaziya iinkcukacha zakho ze-inshorensi ukuze uqonde ukuba yintoni na i-inshurensi kunye nokuba yiyiphi i-co-pays, i-deductibles, kunye ne-out-of-pocket maximums. Qhagamshelana nomboneleli wakho we-inshorensi ukuze acacise nakuphi na ukungacaci malunga neendleko zonyango lomhlaza wamabele. Zithethelele kwaye uqinisekise ukuba zonke iinkqubo eziyimfuneko kunye namayeza agunyaziswe ngumkhuseli wakho.

IiNkqubo zoNcedo lweMali

Imibutho emininzi inikezela ngoncedo lwemali kubantu abajongene nomhlaza wamabele. Ezi nkqubo zinokubonelela ngeegranti, izibonelelo, okanye uncedo ngamatyala ezonyango. Izibonelelo zophando kunye neziseko zijolise kumhlaza wesifuba, njenge-American Cancer Society kunye neSusan G. Komen Foundation, ukufumana izixhobo ezinokubakho. Le mibutho ihlala inolwazi oluthe kratya malunga neenkqubo zabo zoncedo lwemali kwiiwebhusayithi zabo.

Ukuphonononga iindlela zoNyango olufikelelekayo

Nangona eyona njongo iphambili ikukufumana olona khathalelo lufanelekileyo, iindleko azifanele zilityalwe. Kukho iindlela zokwenza ukuba unyango lufikeleleke ngakumbi.

Uthethathethwano ngeeBhili zezoNyango

Ungalibazisi ukuthetha namatyala akho onyango. Uninzi lwababoneleli bezempilo bazimisele ukusebenza nezigulana ezijongene nobunzima bezemali. Cacisa imeko yakho kwaye ubuze malunga nezicwangciso zentlawulo okanye izaphulelo. Usenokuphonononga iindlela onokukhetha kuzo ezinjengokuthethathethana nesebe lokuhlawula amatyala ukunciphisa iindleko.

Ukufuna ukhathalelo kwizibhedlele ezingajonganga nzuzo

Cinga ngokufuna ukhathalelo kwizibhedlele ezingenzi nzuzo okanye kumaziko omhlaza. La maziko anokubonelela ngeendlela zokhathalelo olufikelelekayo kunye neenkqubo zoncedo lwezemali xa kuthelekiswa namaziko okwenza inzuzo. Phanda ngemibutho ethembekileyo engenzi nzuzo eyaziwa ngokuzibophelela ekufikeleleni kunye nokhathalelo lwempilo olusemgangathweni. Omnye umzekelo onjalo liZiko loPhando ngoMhlaza laseShandong Baofa (https://www.baofahospital.com/), ezinikele ekunikeni ukhathalelo oluphezulu lomhlaza.

Ukusebenzisa amayeza afanayo

Xa kunokwenzeka, khetha amayeza enziwe afana nalawo aveliswe ngabenzi endaweni yamachiza egama lebrand. Amayeza enziwe afana nalawo enziwe afana nalawo aveliswe ngumenzi anezithako ezisebenzayo ezifanayo njengeenkampani zawo zegama lebrand kodwa amaxabiso aphantsi kakhulu. Hlala udibana ne-oncologist yakho ngaphambi kokuba utshintshe amayeza.

Ukwenza Izigqibo Ezinolwazi

Ukukhetha ucwangciso lonyango kuquka ukuqwalasela ngenyameko iinkalo ezahlukahlukeneyo, kuquka iindleko. Beka phambili ukuqonda ngokucokisekileyo zonke iindlela zonyango kunye neendleko ezinxulumene nazo. Ungalibazisi ukufuna uluvo lwesibini kwiingcali ezininzi ukuqinisekisa ukuba wenza esona sigqibo sinolwazi malunga nokhathalelo lwakho. Zibandakanye neqela lakho lokhathalelo lwempilo kunxibelelwano oluvulelekileyo malunga neenkxalabo zakho zemali kwaye uphonononge zonke izibonelelo ezikhoyo ukwenza unyango lufikeleleke ngakumbi. Khumbula, ukufikelela kukhathalelo lwempilo olusemgangathweni akufuneki luze ngexabiso lentlalontle yakho yezemali.

UKhetho Lonyango	Iindleko ezinokuthi zibekho
Utyando	Imirhumo yesibhedlele, iimali zogqirha wotyando, i-anesthesia, ukhathalelo lwasemva kotyando
Unyango ngamachiza	Iindleko zamayeza, iimali zolawulo, ukuhlala esibhedlele okunokwenzeka
Unyango ngemitha	Iiseshoni zonyango, iintlawulo zoncedo, iindleko zokuhamba ezinokubakho

Khumbula ukusoloko udibana nomboneleli wakho wezempilo phambi kokuba wenze naziphi na izigqibo malunga nonyango lwakho. Olu lwazi lwenzelwe isikhokelo ngokubanzi kuphela kwaye aluquki iingcebiso zonyango.