Ukuqonda ixabiso le-ICD-10 ye-Coded Breast Cancer TreatmentUkuqonda umthwalo wemali wonyango lomhlaza wamabele kubalulekile kucwangciso olusebenzayo. Eli nqaku linika ingqiqo kwiindleko ezinxulumene nazo I-icd ye-10 yexabiso lomhlaza wamabele ephantsi, ukuhlola izinto ezahlukeneyo eziphembelela inkcitho iyonke. Siza kugocagoca kwiinketho zonyango, i-inshurensi enokubakho, kunye nezibonelelo zoncedo lwemali.
Ukucacisa iiNdleko: Izinto eziPhembelela Iindleko zonyango loMhlaza wamabele
I-ICD-10 yokuKhowuda kunye neMpembelelo yayo ekuBhalweni
Ulwahlulo lwamazwe ngamazwe lweZifo, uHlaziyo lweShumi (ICD-10) yinkqubo esetyenziselwa ukuxilongwa kwekhowudi, kubandakanywa nomhlaza webele. Ikhowudi ethile ye-ICD-10 eyabelwe ukuxilongwa kwakho inefuthe kwindlela unyango lwakho oluhlawuliswa ngayo, okunokuba neempembelelo kwiindleko zakho eziphuma epokothweni. Izigaba ezahlukeneyo kunye neentlobo zomhlaza webele ziya kuba neekhowudi ezahlukeneyo, ezikhokelela kwiindleko ezahlukeneyo. Iindleko ezichanekileyo azinakumiselwa ngaphandle koxilongo oluthile kunye nesicwangciso sonyango. Ukuqonda ngokubanzi imeko yakho yobuqu, ukubonisana neengcali zonyango kunye nababoneleli be-inshurensi kubalulekile.
Iinketho zonyango kunye neendleko ezinxulumeneyo
Unyango lomhlaza wamabele lunamacala amaninzi kwaye luyahluka ngokusekelwe kuxilongo lomntu. Unyango oluqhelekileyo lubandakanya utyando (lumpectomy, mastectomy), ichemotherapy, unyango lweradiation, unyango olujoliswe kuyo, kunye nonyango lwehomoni. Iindleko zomntu ngamnye zihluka kakhulu, kuxhomekeke kwizinto ezifana nobukhulu botyando, uhlobo kunye nobude be-chemotherapy okanye i-radiation, kunye nonyango olujoliswe kuyo olusetyenzisiweyo. Izinto ezininzi zihamba ekumiseleni iindleko zokugqibela zonyango.
| Uhlobo loNyango | Uluhlu lweendleko eziqikelelweyo (USD) | Imiba echaphazela iindleko |
| Utyando (Lumpectomy/Mastectomy) | $5,000 - $50,000+ | Isibhedlele, iifizi zogqirha, i-anesthesia, ubude bokuhlala |
| Unyango ngamachiza | $5,000 - $50,000+ | Uhlobo lwamachiza, inani lemijikelo, iifizi zolawulo |
| Unyango ngemitha | $5,000 - $20,000+ | Inani leeseshoni, uhlobo lwemitha |
| Unyango ekujoliswe kulo | $10,000 - $100,000+ ngonyaka | Uhlobo lwechiza, umthamo, ixesha lonyango |
| Unyango lweHormone | $1,000 - $10,000+ ngonyaka | Uhlobo lwechiza, umthamo, ixesha lonyango |
I-Disclaimer: Olu luhlu lweendleko luqikelelo kwaye lunokwahluka kakhulu ngokusekelwe kwiimeko zomntu ngamnye, indawo, kunye nokhuseleko lwe-inshurensi.
Ukhuseleko lwe-inshurensi kunye neeNdleko eziNgaphandle kwePokotho
Ukhuseleko lwe-inshurensi yonyango lomhlaza wamabele luyohluka ngokubanzi ngokuxhomekeke kwisicwangciso sakho. Kubalulekile ukuqonda i-inshorensi yepolisi yakho kunyango oluthile, ukutsalwa kwemali, ukuhlawulwa ngokubambisana, kunye nobuninzi obuphuma epokothweni. Qhagamshelana nomboneleli wakho we-inshorensi ngokuthe ngqo ukuze uxoxe ngeenkcukacha zokhuseleko lwakho kunye neendleko ezinokubakho
I-icd ye-10 yexabiso lomhlaza wamabele ephantsi unyango.
Ukufumana uNcedo lweMali
Ukuhamba ngeengxaki zemali zonyango lomhlaza kunokuba nzima. Izibonelelo ezininzi zinokunceda ukunciphisa umthwalo wemali. Ezi ziquka:
IiNkqubo zoNcedo lweSigulana (PAPs)
Iinkampani ezininzi zamachiza zibonelela ngee-PAP ezibonelela ngoncedo lwemali kumayeza abo. Ezi nkqubo zinokuhlawula zonke okanye inxalenye yeendleko zamachiza asetyenziswa kunyango lomhlaza wamabele. Jonga kumenzi walo naliphi na iyeza elimiselweyo ukubona ukuba iyafumaneka na iPAP.
Imibutho yesisa
Imibutho emininzi yesisa ibonelela ngoncedo lwemali kwizigulana ezinomhlaza. Le mibutho inokunikezela ngezibonelelo, uncedo lwemali ngokuthe ngqo, okanye uncedo ngezinye iindleko ezinxulumene nonyango. Phanda ngemibutho yasekhaya neyelizwe egxile kwinkxaso yomhlaza ukuze ufunde ngakumbi malunga neminikelo yabo.
Iinkqubo zikaRhulumente
Ngokuxhomekeke kwindawo yakho kunye neemeko zemali, unokufaneleka kwiinkqubo zikarhulumente ezifana ne-Medicaid okanye i-Medicare enokukunceda ukuhlawula iindleko zonyango. Ukuphonononga iimfuno zokufaneleka kwezi nkqubo ukuze ubone ukuba uyafaneleka na.Ukufumana ulwazi oluthe vetshe kunye nenkxaso, unganqwenela ukuqhagamshelana
IZiko loPhando ngoMhlaza laseShandong Baofa kwizibonelelo ezongezelelweyo kunye nesikhokelo esinxulumene nonyango lomhlaza webele. Khumbula ukuba ukufuna ukuxilongwa kwangoko kunye nonyango kubalulekile, kwaye ukuqonda iinketho zakho zemali kunokuvumela ukuba ugxile kwimpilo yakho.