
Eli nqaku linika isishwankathelo esibanzi semiba yezemali enxulumene cheap icd 10 umhlaza wamabele ukuxilongwa kunye nonyango. Siphonononga izinto ezahlukeneyo eziphembelela iindleko, amaqhinga anokubakho okonga, kunye nezibonelelo ezikhoyo zokunceda ukulawula iindleko. Ukuqonda le miba kunokuxhobisa abantu kunye neentsapho ukuba bajonge imiceli mngeni enxulumene nokhathalelo lomhlaza wamabele ngempumelelo.
Ulwahlulo lwamazwe ngamazwe lweZifo, uHlaziyo lweShumi (ICD-10) lusebenzisa iikhowudi ezithile zokwahlula izifo kunye neemeko zonyango. Ukuqonda ezi khowudi kubalulekile ekuhlawulisweni okuchanekileyo kunye nokusetyenzwa kwamabango e-inshurensi. Ngomhlaza webele, iikhowudi ze-ICD-10 ziyahluka ngokuxhomekeka kuhlobo, isigaba kunye nendawo yomhlaza. Ezi khowudi ziyimfuneko kubaboneleli bezempilo kunye neenkampani ze-inshurensi ukulandelela idatha kunye nokuqinisekisa imbuyekezo efanelekileyo. Ngokomzekelo, iikhowudi ze-C50.x zisetyenziselwa umhlaza webele, kunye nokuhlelwa okungaphantsi okuchaza uhlobo oluthile kunye nendawo.
Ukuchaneka kwekhowudi ye-ICD-10 kubalulekile ekuqinisekiseni ukuba ufumana unyango oluchanekileyo kunye nokuba inkampani yakho ye-inshorensi iqhuba amabango ngendlela efanelekileyo. Kubalulekile ukuqinisekisa iikhowudi kunye nomboneleli wakho wezempilo. Ukusetyenziswa ngendlela engeyiyo kunokukhokelela ekulibazisekeni okanye ukwaliwa kwamabango e-inshurensi, okukhokelela kwiindleko eziphezulu zokuphuma epokothweni kuwe. Njalo jonga kabini iikhowudi ezisetyenzisiweyo kwiindleko zakho zonyango ukuze uqinisekise ukuchaneka.
Iindleko ze cheap icd 10 umhlaza wamabele Ukuxilongwa kunye nonyango kunokwahluka kakhulu ngokusekelwe kwizinto ezininzi. Ezi ziquka:
Uhlobo kunye nenqanaba lomhlaza webele lichaphazela kakhulu iindleko zonyango. Umhlaza wamanqanaba okuqala anokufuna unyango oluncinci, okukhokelela kwiindleko eziphantsi xa kuthelekiswa nomhlaza wenqanaba eliphezulu elifuna uqhaqho oluntsonkothileyo, ichemotherapy, radiation, okanye unyango olujoliswe kuyo.
Iinketho zonyango ezahlukeneyo zineendleko ezahlukeneyo. Utyando, ichemotherapy, unyango lweradiation, unyango lwehomoni, unyango olujoliswe kuyo, kunye ne-immunotherapy zonke zineendleko ezahlukeneyo. Ukhetho lonyango luya kuxhomekeka kwizinto ezininzi, kubandakanywa uhlobo kunye nenqanaba lomhlaza, impilo yakho yonke, kunye nezinto ozikhethayo ngokubonisana nomboneleli wakho wezempilo.
Iindleko zonyango zinokuhluka ngokuxhomekeka kuhlobo lweziko lonyango (umzekelo, isibhedlele, ikliniki yezigulane) kunye nendawo yayo. Iindleko zihlala ziphezulu kwiindawo zasezidolophini okanye kumaziko awodwa omhlaza xa kuthelekiswa neendawo ezincinci ezisemaphandleni. Khumbula ukujonga inethiwekhi yakho ye-inshorensi ukuze ubone iireyithi zamaziko ahlukeneyo onyango.
Ubungakanani bokhuseleko lwe-inshurensi yakho buchaphazela kakhulu iindleko zakho eziphuma epokothweni. Izicwangciso ze-inshorensi ezibanzi ziya kudla ngokugubungela inxalenye enkulu yeendleko, ngelixa izicwangciso eziphezulu ze-deductible zingakushiya nomthwalo omkhulu wemali. Ukuqonda ipolisi yakho ethile kunye nokhuseleko kubalulekile.
Ukulawula imiba yezemali yonyango lomhlaza wamabele kunokuba ngumceli mngeni, kodwa izicwangciso ezininzi zinokunceda ukunciphisa iindleko.
Izibhedlele ezininzi kunye nezibonelelo zonyango zikulungele ukuthethathethana ngeentlawulo zonyango. Ungalibazisi ukucela isaphulelo okanye isicwangciso sentlawulo ukuba ujongene nobunzima bemali. Cacisa imeko yakho kwaye ujonge iinketho zokunciphisa inani elipheleleyo elifunekayo.
Imibutho emininzi ibonelela ngeenkqubo zoncedo lwemali kubantu abajongene nomhlaza. Ezi nkqubo zinokunceda ekuhlawuleni iindleko zonyango, iindleko zamayeza, kunye nezinye iindleko ezinxulumene noko. Uphando lweenkqubo ezikhoyo kwindawo yakho okanye ngemibutho yesizwe efana ne-American Cancer Society. Ezinye izibhedlele kunye namaziko omhlaza nawo aneenkqubo zawo zoncedo lwemali.
Ukuthatha inxaxheba kulingo lwezonyango kunokunika ufikelelo kunyango olukwinqanaba eliphezulu ngeendleko ezincitshisiweyo okanye simahla. Ulingo lwezonyango lubekwe esweni ngononophelo izifundo zophando ezinokubonelela ngonyango olutsha ngelixa zikwanceda ukuqhubela phambili uphando lomhlaza.
Ukufumana inkxaso eyongezelelweyo kunye nolwazi malunga nokulawula iindleko ezinxulumene nonyango lomhlaza webele, cinga ngokuqhagamshelana noku kulandelayo:
Ukuziphendulela: Eli nqaku libonelela ngolwazi ngokubanzi kwaye akufanele lithathwe njengengcebiso yezonyango. Soloko udibana nomboneleli wakho wezempilo ngayo nayiphi na imibuzo okanye iinkxalabo malunga nemeko yakho ethile.
| Umba | Impembelelo enokubakho kwiindleko |
|---|---|
| Inqanaba loMhlaza | Umhlaza wamanqanaba okuqala ngokubanzi ubiza ngaphantsi komhlaza wenqanaba eliphezulu. |
| Iindlela zonyango | Utyando, ichemotherapy, radiation, kunye nonyango olujoliswe kuyo luneendleko ezahlukeneyo. |
| Ukhuseleko lwe-inshurensi | Iindleko eziphuma epokothweni zixhomekeke kakhulu kwisicwangciso sakho se-inshurensi. |
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