Amayeza onyango lomhlaza wemiphunga atshiphu

Amayeza oNyango loMhlaza weLung olutshiphu: Ukufumana iiKhetho ezifikelelekayoUkufumana okufikelelekayo nokusebenzayo amayeza ashibhileyo onyango lomhlaza wemiphunga inokuba ngumngeni omkhulu. Eli nqaku liphonononga iinketho ezahlukeneyo, izixhobo, kunye nezicwangciso zokunceda ukukhangela ubunzima bokulawula iindleko ezinxulumene nonyango lomhlaza wemiphunga. Siza kuphonononga izinto ezinefuthe kwiindleko zamayeza, iinkqubo ezinokubakho zoncedo lwezemali, kunye nokubaluleka konxibelelwano oluvulelekileyo nababoneleli bezempilo.

Ukuqonda Iindleko zoNyango loMhlaza weMiphunga

Iindleko ze amayeza ashibhileyo onyango lomhlaza wemiphunga iyahluka kakhulu ngokuxhomekeke kwizinto ezininzi:

Izinto Eziphembelela Iindleko Zamayeza

Uhlobo lwamayeza: Unyango ekujoliswe kulo, i-immunotherapy, kunye neyeza ze-chemotherapy nganye inamanqaku ahlukeneyo exabiso. Amayeza amatsha ahlala ebiza amaxabiso aphezulu. Umthamo kunye nobude bexesha lonyango: Ubude bonyango buchaphazela kakhulu iindleko zizonke. Iidosi eziphezulu ngokwendalo zonyusa iindleko. Ukhuseleko lwe-inshorensi: Izicwangciso ze-inshurensi ziyahluka kakhulu kunyango lwazo lwamayeza omhlaza. I-co-pays, i-deductibles, kunye ne-out-of-pocket maximums inokuchaphazela kakhulu umthwalo wemali wesigulane. Indawo: Iindleko zokhathalelo lwempilo, kubandakanywa amaxabiso amayeza, anokwahluka ngokusekelwe kwindawo.

Ukujonga i-Inshurensi ye-Inshurensi

Ukuqonda ipolisi yakho ye-inshurensi kubalulekile. Qhagamshelana nomboneleli wakho we-inshurensi ukumisela ukhuseleko lwakho ngokuthe ngqo amayeza ashibhileyo onyango lomhlaza wemiphunga. Cacisa ukuba yeyiphi inxalenye yeendleko oya kuba noxanduva kwaye ujonge iindlela ezikhoyo zokunciphisa iindleko zakho eziphuma epokothweni.

Ukuphonononga iiNkqubo zoNcedo lweMali

Imibutho emininzi inikezela ngeenkqubo zoncedo lwezemali ukunceda izigulana ukuba zifikelele kunyango lomhlaza:

IiNkqubo zoNcedo lweSigulana (PAPs)

Iinkampani ezininzi zamachiza zibonelela ngee-PAP ukubonelela ngamayeza asimahla okanye athotyiweyo kwizigulana ezifanelekileyo. Iikhrayitheriya zokufaneleka ziyahluka ngokuxhomekeke kumenzi kunye namayeza athile. Jonga iiwebhusayithi zabenzi bamayeza achazwe ngugqirha wakho.

Imibutho engenzi nzuzo

Imibutho emininzi engenzi ngeniso ibonelela ngoncedo lwemali kunyango lomhlaza, kuquka neendleko zamayeza. Le mibutho ihlala ineemfuno ezithile zokufaneleka kunye neenkqubo zokufaka izicelo. Imibutho yophando efana ne-American Cancer Society https://www.cancer.org/ kunye neZiko leSizwe loMhlaza https://www.cancer.gov/ ukufumana izixhobo ezifanelekileyo.

Iinkqubo zikaRhulumente

Ngokuxhomekeke kwindawo yakho kunye nomvuzo, iinkqubo zikarhulumente ezifana neMedicaid kunye neMedicare zinokunceda ukugubungela ezinye okanye zonke iindleko zakho. amayeza ashibhileyo onyango lomhlaza wemiphunga.

Ukufumana uKhetho loNyango olufikelelekayo

Ngaphandle koncedo lwemali, izicwangciso ezininzi zinokukunceda ukulawula iindleko:

Amachiza eGeneric

Iinguqulelo zeGeneric zamachiza omhlaza zihlala zitshiphu kakhulu kunamayeza egama lebrand. Xoxa ngamathuba okusebenzisa iinketho zegeneric kunye ne-oncologist yakho ukuqinisekisa ukuba zisebenza ngokulinganayo kwaye zikhuselekile kwimeko yakho.

Uthethathethwano neePharmacy

Ezinye iikhemesti zibonelela ngezaphulelo okanye izicwangciso zokuhlawula amayeza. Ungalibazisi ukubuza ngezi ndlela.

Iimvavanyo zeklinikhi

Ukuthatha inxaxheba kulingo lwezonyango kunokubonelela ngokufikelela amayeza ashibhileyo onyango lomhlaza wemiphunga ngexabiso elincitshisiweyo okanye akukho. Ulingo lwezonyango luvavanya ukhuseleko kunye nokusebenza konyango olutsha kwaye lunokubonelela ngeendlela ezixabisekileyo kwizigulana.

Ukubaluleka Konxibelelwano

Unxibelelwano oluvulekileyo neqela lakho lezempilo lubalulekile ekujongeni ubunzima bonyango lomhlaza kunye nokulawula iindleko. Xoxa ngeenkxalabo zakho zemali kunye nogqirha wakho kunye nabongikazi be-oncology; basenokuzazi izixhobo ezongezelelweyo okanye amacebo okukunceda.

Ubutyebi	Inkcazo
IiNkqubo zoNcedo lweSigulana (PAPs)	Iinkqubo ezixhaswa ngumvelisi ezinikezela ngamayeza asimahla okanye athotyiweyo.
Imibutho engenzi nzuzo	Amaqela esisa abonelela ngoncedo lwemali kunyango lomhlaza.
Iinkqubo zikaRhulumente (Medicaid, Medicare)	Iinkqubo ezixhaswa ngemali ngurhulumente ezibonelela ngoncedo lwezempilo, kubandakanywa ukubonelelwa ngamayeza.

Ngolwazi oluthe vetshe ngokhathalelo olubanzi lomhlaza, cinga ngokuqhagamshelana neShandong Baofa Cancer Research Institute https://www.baofahospital.com/. Banikezela ngoluhlu olubanzi lweenkonzo kunye nobuchule kunyango lomhlaza. Khumbula, ukuhamba kwiindleko ze amayeza ashibhileyo onyango lomhlaza wemiphunga ifuna ucwangciso olusebenzayo, uphando olunzulu, kunye nonxibelelwano oluvulekileyo kunye nababoneleli bakho bezempilo.