
Ukuqonda kunye nokulawula iindleko ze Umhlaza weProstate ophantsi UnyangoEli nqaku libonelela ngolwazi olubalulekileyo malunga nokujonga imiba yezemali yonyango lomhlaza wedlala lesinyi, ligxininisa iinketho ezifikelelekayo nezifikelelekayo. Siphonononga iindlela ezahlukeneyo zonyango, ukhuseleko lwe-inshurensi, kunye nezibonelelo zoncedo lwemali. Funda ukwenza izigqibo ezinolwazi malunga nenkathalo yakho ngelixa ulawula iindleko ngokufanelekileyo.
Umhlaza wedlala lobudoda yinkxalabo enkulu yezempilo, kwaye iindleko zonyango zinokuba ngumthombo omkhulu woxinzelelo kwizigulane kunye neentsapho zabo. Ngelixa ixesha umhlaza wedlala lesinyi isenokuthetha unyango oluneendleko eziphantsi, kubalulekile ukuqonda ukuba unyango olusebenzayo nolukhuselekileyo lufuna indlela ebanzi elinganisa iindleko kunye nomgangatho. Eli nqaku lijolise ekukuxhobiseni ngolwazi lokwenza izigqibo ezinolwazi malunga nokhathalelo lwempilo ngelixa ujonga imingeni yezemali ehambelana nayo. umhlaza wedlala lesinyi unyango.
Iindleko ze umhlaza wedlala lesinyi unyango lunokwahluka ngokubanzi ngokuxhomekeke kwizinto ezininzi, kuquka:
Kubalulekile ukuba ube neencoko ezivulelekileyo nezinyanisekileyo kunye nogqirha wakho kunye neqela lezempilo malunga neendleko ezinokubakho ezinxulumene nesicwangciso sakho sonyango. Banokubonelela ngoqikelelo olungcono olusekwe kwimeko yakho ethile.
Ngelixa ukusukela “umhlaza wedlala lesinyi” unyango akufuneki luthobe umgangatho, iindlela ezininzi zinokunceda ukulawula iindleko:
Izibhedlele ezininzi kunye neekliniki zikulungele ukusebenza nezigulana ukwenza izicwangciso zentlawulo okanye ukuthethathethana ngemirhumo. Ungalibazisi ukubuza malunga neenkqubo zoncedo lwemali okanye izaphulelo.
Ukuqonda ipolisi yakho ye-inshurensi yezempilo kubalulekile. Yazi i-deductible yakho, i-co-pays, kunye ne-out-of-pocket maximums. Qhagamshelana nomboneleli wakho we-inshorensi ukuqinisekisa ukhuseleko lonyango kunye neenkqubo ezithile.
Imibutho emininzi inikezela ngoncedo lwemali kubantu abajongene namatyala aphezulu ezonyango. I Umbutho womhlaza waseMelika, umzekelo, ubonelela ngezibonelelo kunye nenkxaso kwizigulane ezinomhlaza ezihamba nemingeni yezemali. Ukongezelela, izibhedlele ezininzi zineenkqubo zazo zokunceda ngemali. Ukuphanda ngolu khetho kubalulekile.
Ukukhangela "umhlaza wedlala lesinyi” unyango akufuneki lubeke esichengeni umgangatho wokhathalelo. Endaweni yoko, gxila ekufumaneni iinketho ezifikelelekayo ngaphandle kokuncama umgangatho. Oku kubandakanya ukuphanda amaziko onyango awohlukeneyo, ukuthelekisa iindleko, kunye nokuqonda iimpembelelo zexesha elide ezinokubakho zonyango olwahlukeneyo.
Ukujongana ne umhlaza wedlala lesinyi kunokuba nzima, ngokomzimba nangokwemali. Ungalibazisi ukufikelela kumaqela enkxaso, usapho, izihlobo, kunye neqela lakho lezempilo ukuze ufumane isikhokelo kunye nenkxaso yeemvakalelo. Khumbula ukuba kukho izibonelelo ezikhoyo zokukunceda uhambe kolu hambo lucelomngeni.
Ngolwazi olongezelelweyo kunye nenkxaso, qwalasela ukuhlola izixhobo ezifana neNational Cancer Institute (https://www.cancer.gov/) kunye neProstate Cancer Foundation (https://www.pcf.org/).
Qaphela: Olu lwazi lololwazi ngokubanzi kwaye aluquki iingcebiso zonyango. Soloko udibana nomboneleli wakho wezempilo ukuze ufumane isikhokelo somntu malunga nesicwangciso sakho sonyango kunye neenketho zemali.
ecaleni>
umzimba>