iindleko zesifo sezintso

iindleko zesifo sezintso

Ukuqonda iNdleko yeSifo sezintso: IsiKhokelo esiBanzi Esi sikhokelo sibonelela ngenkcazo ebanzi yomthwalo wemali onxulumene ne isifo sezintso, okubandakanya ukuxilongwa, unyango, kunye nolawulo lwexesha elide. Siza kuphonononga izinto ezahlukeneyo eziphembelela iindleko kwaye sinikele ngezixhobo zokunceda ukuzulazula kulo mhlaba unzima.

Ukuqonda Iindleko zeSifo sezintso

Isifo sezintso, equka uluhlu lweemeko ezivela kwisifo sesifo esingapheliyo (CKD) ukuya kukusilela kwezintso ezifuna i-dialysis okanye ukutshintshwa, kubonisa imingeni ebalulekileyo yemali. Iindleko zineenkalo ezininzi, eziquka iindleko zonyango, umvuzo olahlekileyo, kunye neendleko zokunyamekela ixesha elide. Esi sikhokelo sibanzi sigocagoca kwimiba eyahlukeneyo yomthwalo wemali onxulumene nawo isifo sezintso, enikezela ngezimvo kunye nezibonelelo zokuqonda nokulawula okungcono.

Uxilongo kunye noVavanyo lokuQala

Iindleko zoVavanyo lokuxilonga

Ukuxilongwa kokuqala kwe isifo sezintso ibandakanya iimvavanyo ezahlukahlukeneyo, eziquka igazi nomchamo, izifundo zemifanekiso (i-ultrasound, i-CT scan), kunye ne-biopsies yezintso. Iindleko zezi mvavanyo zinokwahluka kakhulu ngokuxhomekeke kwiimvavanyo ezithile eziyalelweyo, i-inshorensi yakho, kunye nendawo okuyo. Kubalulekile ukuxoxa ngeendleko ezinokubakho kunye nomboneleli wakho wezempilo kwangaphambili. Ukuqonda ukhuseleko lwepolisi ye-inshorensi kuvavanyo lokuxilonga kubaluleke kakhulu ekunciphiseni iindleko eziphuma epokothweni.

Iindleko zonyango

Ukulawula isifo sezintso eziNgapheliyo (CKD)

Ukulawula i-CKD kaninzi kubandakanya amayeza okulawula uxinzelelo lwegazi, ukulawula amanqanaba eswekile yegazi, kunye nokunciphisa iprotheyini kumchamo. Iindleko zala mayeza zinokuba zikhulu, ngakumbi kwixesha elide. Uhlengahlengiso lwendlela yokuphila, kubandakanywa nokutshintsha ukutya kunye nokuzilolonga rhoqo, nako kubalulekile kodwa kunokubandakanya iindleko ezongezelelweyo ezifana nokutya okukhethekileyo okanye ubulungu bejim. Kwakhona, ukuqonda i-inshorensi yakho yokuhlawula amayeza kagqirha kunye nokufuna iinkqubo zoncedo lwezemali kunokunciphisa kakhulu umthwalo wemali.

Dialysis Treatments

Kubantu abanesifo sezintso (ESRD), i-dialysis iba yimfuneko. Unyango lwe-dialysis, nokuba i-hemodialysis (olwenziwa eklinikhi) okanye i-peritoneal dialysis (olwenziwa ekhaya), luyindleko. I-Hemodialysis ifuna iiseshini ezininzi ngeveki, ngelixa i-peritoneal dialysis ifuna unyango lwemihla ngemihla. Ixabiso le-dialysis alibandakanyi unyango ngokwalo kuphela kodwa kunye namayeza ahambelanayo, izibonelelo, kunye neendleko zokuhamba. I-Medicare ngokubanzi igubungela inxalenye enkulu yeendleko ze-dialysis, kodwa kusekho iindleko ezingaphandle kwepokotho ekufuneka ziqwalaselwe, ezifana nokuhlawula kunye nokutsalwa.

UkuTyelwa kwezintso

Ukutshintshwa kwezintso kunika isisombululo sexesha elide esineendleko eziphezulu xa kuthelekiswa ne-dialysis. Nangona kunjalo, iindleko zokuqala zotyando, ukuhlala esibhedlele, kunye namayeza emva kokutshintshwa kunokuba likhulu. Ngaphezu koko, amayeza e-immunosuppressant ubomi bonke ayimfuneko ukukhusela ukwaliwa kwamalungu, ukongeza kwiindleko eziqhubekayo. Ngelixa ukhuseleko lwe-inshurensi lunokunceda ukuphelisa ezi ndleko, ukukhangela ubunzima be-inshurensi yokutshintshwa kunye nokuxhaswa ngemali kuhlala kungumngeni kwizigulana ezininzi.

Ulawulo lwexesha elide kunye neNkxaso

Iindleko zonyango eziqhubekayo

Nasemva kokuba unyango oluyimpumelelo, abantu ngabanye isifo sezintso zijongene neendleko zonyango eziqhubekayo. Ukuhlolwa rhoqo, uvavanyo lwegazi, kunye namayeza kubalulekile ukubeka iliso ekusebenzeni kwezintso kunye nokuthintela iingxaki. Ezi ndleko ziqhubekayo, kunye nokukhubazeka kwexesha elide kunye nokunciphisa umvuzo, zigxininisa ukubaluleka kocwangciso lwezemali kunye nenkxaso.

Umvuzo oLahlekileyo kunye nokuNcitshiswa kweMveliso

Isifo sezintso kudla ngokukhokelela ekuncipheni kwemveliso yomsebenzi kunye nokulahlekelwa ngumsebenzi okunokwenzeka, okuchaphazela kakhulu umvuzo. Ubunzima bezemali bokuncitshiswa kwengeniso enokubakho budibanisa ngakumbi imingeni yolawulo isifo sezintso.

Uncedo lwezeMali kunye neZibonelelo

Imibutho emininzi kunye neenkqubo zikarhulumente zibonelela ngoncedo lwemali kubantu abane isifo sezintso. I-National Kidney Foundation (NKF) inikezela ngezibonelelo kunye nenkxaso, kubandakanywa nolwazi malunga neenkqubo zokuncedisa ngemali. Ukongezelela, izibhedlele ezininzi kunye namaziko e-dialysis anabasebenzi bezenhlalakahle abanokunceda izigulane zihambe nzima kwi-inshurensi kunye noncedo lwezemali. Ukuphonononga ezi zibonelelo kunokuba yimfuneko ekulawuleni imiba yezemali isifo sezintso. Ngolwazi oluthile kunye nenkxaso yomntu, nceda uqhagamshelane nomboneleli wakho wezempilo okanye umcebisi wezezimali ojongene neendleko zonyango.

Ukuqukumbela

Iindleko ze isifo sezintso yinkxalabo ebalulekileyo kubantu abaninzi kunye neentsapho zabo. Ngokuqonda izinto ezahlukeneyo ezinegalelo kwezi ndleko kunye nokuhlola izibonelelo zemali ezikhoyo, abantu abane isifo sezintso banokulawula ngcono umthwalo wemali kwaye bagxininise kwimpilo yabo kunye nokuphila kakuhle. Khumbula ukusebenzisana ngenkuthalo neqela lakho lokhathalelo lwempilo kwaye ujonge izixhobo ezikhoyo zokufumana izisombululo ezilungele iimeko zakho.

UKhetho Lonyango Iindleko eziqikelelwayo zoNyaka (USD) Amanqaku
Iyeza le-CKD Iyahluka ngokubanzi ngokuxhomekeke kumayeza Iindleko zinokuncitshiswa ngeendlela ezizezinye kunye ne-inshurensi.
Hemodialysis $70,000 - $100,000+ I-Medicare igubungela inxalenye ebalulekileyo, kodwa iindleko eziphuma epokothweni zinokuba zikhulu.
I-Peritoneal Dialysis $30,000 - $60,000+ I-dialysis esekelwe ekhaya inokunciphisa ezinye iindleko kodwa ibandakanya iindleko ezibalulekileyo.
UTshintsho Lwezintso I-$ 300,000 + (eyokuqala) + iindleko eziqhubekayo zamayeza Iindleko eziphezulu zangaphambili, kodwa iindleko zexesha elide zinokuba ngaphantsi kwe-dialysis.

Qaphela: Uqikelelo lweendleko luqikelelo kwaye luyahluka ngokweemeko zomntu ngamnye, indawo, kunye nokhuseleko lwe-inshurensi. Qhagamshelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi ngolwazi oluchanekileyo lweendleko.

I-Disclaimer: Le ngcaciso yenzelwe iinjongo zemfundo kuphela kwaye akufanele ithathwe njengengcebiso yezonyango. Soloko udibana nengcali yokhathalelo lwempilo kuyo nayiphi na inkxalabo yezempilo okanye ngaphambi kokuba wenze naziphi na izigqibo ezinxulumene nempilo okanye unyango lwakho.

Ezinxulumeneyo iimveliso

Iimveliso ezinxulumeneyo

Ithengiswa kakhulu iimveliso

Iimveliso ezithengiswa kakhulu
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