
Ikliniki yaseMayo Iindleko zoNyango lomhlaza wemiphunga: Isikhokelo esiBanziUkuqonda iindleko ezinxulumene nonyango lomhlaza wemiphunga kwiKliniki yaseMayo kubalulekile kucwangciso olusebenzayo lwemali. Esi sikhokelo sinikezela ngenkcazo eneenkcukacha yenkcitho enokwenzeka, izinto ezinefuthe kwindleko, kunye nezibonelelo zoncedo lwemali.
Unyango lomhlaza wemiphunga lunzima kwaye luhlala lubiza imali eninzi. Iindleko ze Unyango lomhlaza wemiphunga kwiKliniki yaseMayo zinokwahluka kakhulu ngokuxhomekeke kwizinto eziliqela, kuquka inqanaba lomhlaza, isicwangciso sonyango oluthile, kunye neemfuno zesigulana. Esi sikhokelo sibanzi sijolise ekunikezeni ingcaciso kwiindleko ezinokuthi zibandakanyeke, kukunceda ukuba uhambe kule nkqubo inzima.
Iindleko ze Unyango lomhlaza wemiphunga kwiKliniki yaseMayo ayilonani elimiselweyo. Izinto ezininzi eziguquguqukayo zinegalelo kwindleko iyonke. Ukuqonda le miba kubalulekile kuhlahlo lwabiwo-mali oluyinyani kunye nocwangciso lwezemali.
Inqanaba lomhlaza ekuxilongeni lichaphazela kakhulu ubunzulu bonyango kunye nobude bexesha, lichaphazela ngqo iindleko zizonke. Umhlaza wamanqanaba okuqala anokufuna unyango olubanzi kakhulu, okukhokelela kwiindleko eziphantsi xa kuthelekiswa nomhlaza wenqanaba eliphezulu ofuna ungenelelo oluqatha njengotyando, ichemotherapy, unyango lweradiation, kunye nonyango ekujoliswe kulo.
Isicwangciso esithile sonyango esicetyiswa yi-oncologist yakho siya kugqiba iinkqubo kunye namayeza afunekayo. Iindlela ezahlukeneyo zonyango, ezinjengotyando, ichemotherapy, unyango lweradiation, unyango olujoliswe kuyo, i-immunotherapy, kunye nokhathalelo lokuthomalalisa, zineendleko ezahlukeneyo ezinxulumene nazo. Umzekelo, iinkqubo zotyando zihlala zibandakanya iindleko eziphezulu zangaphambili kunonyango olusekelwe kumayeza. Indibaniselwano yonyango inyusa ngakumbi iindleko zizonke.
Ubude bexesha lonyango lukwadlala indima ebalulekileyo kwindleko yokugqibela. Olunye unyango lunokugqityezelwa kwiiveki okanye iinyanga ezimbalwa, ngelixa ezinye zinokwandisa iminyaka emininzi, ziqokelela iindleko ezinkulu ngokuhamba kwexesha. Okukhona ixesha lonyango lide, kokukhona liphezulu iindleko ezongezelekayo.
Ukuba ukulaliswa esibhedlele kuyafuneka ngexesha lonyango, iindleko ezinxulumene nokuhlala esibhedlele, kubandakanywa igumbi kunye nebhodi, ukunakekelwa kwabahlengikazi, kunye nezinye iinkonzo ezinxulumene nazo, zongezwa kwindleko yonke. Ubude bokuhlala esibhedlele bunokuguquguquka kakhulu, kuxhomekeke kuhlobo lonyango kunye nempendulo yesigulane ngasinye.
Iindleko zamayeza, ngokukodwa unyango olujoliswe kuyo kunye ne-immunotherapies, lunokuba lukhulu. Olu nyango luphezulu luhlala luza nethegi yamaxabiso aphezulu, songeza iindleko ezibalulekileyo kwindleko yonyango iyonke. Iindlela ezizezinye zamayeza enziwe afana nalawo aveliswe ngabenzi zisenokubakho, kuncitshiswe iindleko apho kuyimfuneko.
Ngaphambi konyango, iimvavanyo ezahlukeneyo zokuxilonga ziya kufuneka ukuqinisekisa ukuxilongwa, inqanaba lomhlaza, kunye nokucwangcisa unyango. Ezi mvavanyo, kubandakanywa izifundo zokucinga (i-CT scans, i-PET scans, njl.) kunye ne-biopsies, igalelo kwindleko iyonke.
Ukuqikelela ngokuchanekileyo iindleko ze Unyango lomhlaza wemiphunga kwiKliniki yaseMayo phambi kokuba unyango luqale lucelomngeni ngenxa yezinto eziguquguqukayo ezikhankanywe ngasentla. Nangona kunjalo, unokufumana umbono jikelele ngokuxoxa ngeendleko ezinokubakho kunye neqela lengcebiso yezemali yeMayo Clinic. Banokubonelela ngoqikelelo olusekelwe kwimeko yakho ethile. Basenokukunceda ukuba ukhangele iinkqubo ezikhoyo zoncedo lwemali.
Iindleko eziphezulu zonyango lomhlaza zinokuba ngumthwalo obalulekileyo. Ngethamsanqa, izixhobo ezininzi zinokunceda ukunciphisa uxinzelelo lwezemali. IMayo Clinic ngokwayo ineenkqubo zoncedo lwemali, kwaye imibutho yangaphandle inika inkxaso kwizigulana ezinomhlaza. Khumbula ukubuza malunga nolu khetho kwangoko kwinkqubo yonyango.
IMayo Clinic ibonelela ngeenkqubo ezahlukeneyo zoncedo lwezemali kwizigulana ezifanelekileyo. Kubalulekile ukuba uqhagamshelane nesebe leengcebiso ngezezimali ukuze ujonge iindlela ezikhoyo kwaye ufumanise ukufaneleka kwakho. Iinkcukacha zoqhagamshelwano kufuneka zifumaneke kwi Iwebhusayithi yeMayo Clinic.
Imibutho emininzi engenzi nzuzo kunye neziseko zibonelela ngoncedo lwemali kwizigulana ezinomhlaza. Ukuphanda ngezi zibonelelo kunokufumanisa iindlela ezongezelelweyo zokuxhasa ngemali.
Ukujongana nemiba yezemali ye Unyango lomhlaza wemiphunga kwiKliniki yaseMayo unokuziva ukongamela. Unxibelelwano oluvulekileyo kunye neqela lakho lokhathalelo lwempilo kunye nabacebisi bezezimali ngundoqo. Ukucwangcisa kwangethuba, ukuphonononga iinkqubo zoncedo lwezemali, kunye nokufuna iingcebiso zobungcali kwezemali kunokunceda ukwenza le nkqubo ingumngeni ilawuleke ngakumbi.
| Uhlobo loNyango | Uluhlu lweendleko eziqikelelweyo (USD) | Amanqaku |
|---|---|---|
| Utyando | $50,000 - $150,000+ | Iguquguquka kakhulu ngokusekelwe kubunzima benkqubo kunye nokuhlala esibhedlele. |
| Unyango ngamachiza | $ 10,000 - $50,000+ | Kuxhomekeke kwinani lemijikelo kunye neziyobisi ezithile ezisetyenzisiweyo. |
| Unyango ngemitha | $10,000 - $40,000+ | Iindleko ziyahluka ngokusekelwe kwindawo ephathwayo kunye nenani leeseshoni. |
| Unyango ekujoliswe kulo | $10,000 - $100,000+ ngonyaka | Ingabiza kakhulu ngokuxhomekeke kwiyeza elithile. |
Ukuzihlangula: Uluhlu lweendleko ezibonelelweyo luqikelelo kwaye lunokwahluka kakhulu. Qhagamshelana neMayo Clinic malunga noqikelelo lweendleko oluchanekileyo. Le ngcaciso yenzelwe iinjongo zolwazi kuphela kwaye akufanele ithathelwe ingqalelo njengengcebiso yezonyango.
Ngolwazi oluthe kratya malunga nokhathalelo lomhlaza kunye nophando, cinga ngokundwendwela i IZiko loPhando ngoMhlaza laseShandong Baofa.
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