
Esi sikhokelo sibanzi siphonononga ubunzima be I-squamous engeyincinci indleko yonyango lomhlaza wemiphunga weseli. Siphonononga izinto ezahlukeneyo eziphembelela inkcitho iyonke, sibonelela ngeembono kukhetho lonyango, ukhuseleko lwe-inshurensi enokubakho, kunye nezixhobo zokukunceda ujonge lo mba wemali ucela umngeni wokhathalelo lomhlaza. Funda malunga neendlela zonyango, iindleko ezinxulumeneyo, kunye neendlela zokunciphisa imithwalo yemali.
Iindleko ze squamous non-incinci unyango umhlaza wemiphunga kwiseli iyahluka kakhulu ngokuxhomekeke kwindlela yonyango ekhethiweyo. Ukhetho lubandakanya utyando (kubandakanywa neenkqubo ezincinci ezihlaselayo ezifana ne-VATS okanye utyando oluncediswa yirobhothi), ichemotherapy, unyango lwemitha, unyango olujoliswe kuyo (umzekelo, i-immunotherapy), kunye nokhathalelo oluxhasayo. Indlela nganye inexabiso elahlukileyo. Iinkqubo zotyando, umzekelo, zibandakanya iindleko eziphezulu zangaphambili xa kuthelekiswa ne-chemotherapy okanye i-radiation, kodwa iimpembelelo zeendleko zexesha elide zinokwahluka ngokuxhomekeke ekusebenzeni konyango kunye nesidingo songenelelo olongezelelweyo. Unyango ekujoliswe kulo, ngelixa lusebenza kakhulu kwezinye izigulana, lunokuba phakathi kweyona ndlela ibiza kakhulu. Ubungakanani bomhlaza, impilo yesigulana iyonke, kunye nokubakho kolingo lwezonyango nako kunegalelo kuguquko lweendleko. Iindleko ezichanekileyo kunzima ukuqikelela ngaphandle kovavanyo olucacileyo oluvela kwi-oncologist. IZiko loPhando ngoMhlaza laseShandong Baofa inikeza uthethwano olubanzi ukukunceda uqonde iindleko zonyango ezingqamene nemeko yakho.
Ukhuseleko lwe-inshurensi ludlala indima ebalulekileyo ekumiseleni iindleko eziphuma epokothweni. Ubungakanani bokhuseleko buhluka ngokubanzi ngokuxhomekeke kwimiqathango yesicwangciso se-inshorensi, iimeko ebezisele zikhona, kunye nonyango oluthile olufunyenweyo. Izicwangciso ezininzi ze-inshorensi zigubungela inxalenye enkulu yonyango lomhlaza, kodwa iimali ezitsalwayo, iintlawulo ezihlawulwayo, kunye nobuninzi obuphuma epokothweni kusenokubangela iindleko ezinkulu. Iinkqubo ezininzi zoncedo lwezemali, ezifana nezo zibonelelwa ziinkampani zamayeza, imibutho engenzi nzuzo, kunye neearhente zikarhulumente (ezifana neMedicare kunye neMedicaid), zinokunceda izigulana zilawule umthwalo wemali onxulumene ne. squamous non-incinci unyango umhlaza wemiphunga kwiseli. Kubalulekile ukuphonononga olu khetho kwangoko kwinkqubo yokucwangcisa unyango.
Ijografi inefuthe elimandla kwiindleko zonyango. Iindleko zokuphila, inqanaba lokhuphiswano phakathi kwababoneleli bezempilo, kunye namazinga embuyekezo akhoyo onke anefuthe kwixabiso lokugqibela. Ngaphezu koko, ukhetho lomboneleli wezempilo (isibhedlele, ikliniki, njl.njl.) lunokuba negalelo kwiindleko zizonke. Abanye ababoneleli banokuba nemirhumo ephezulu yoncedo okanye babize ngaphezulu kwiinkonzo ezithile.
Uphonononge ngononophelo ipolisi yakho ye-inshurensi ukuze uqonde ukhuseleko lwakho lonyango lomhlaza. Chonga iimali ezitsalwayo, ubhatala kunye, kunye nobuninzi obuphuma epokothweni. Qhagamshelana nomboneleli wakho we-inshorensi ngokuthe ngqo ukucacisa nakuphi na ukungacaci okanye ukungaqiniseki malunga nokhuseleko lonyango oluthile okanye amayeza.
Imibutho emininzi ibonelela ngoncedo lwemali kwizigulana ezinomhlaza. Ezi ziquka iinkqubo zoncedo lwezigulane zenkampani yamayeza (PAPs), imibutho engenzi nzuzo ezinikele kukhathalelo lomhlaza, kunye neenkqubo zikarhulumente. Imithombo ye-Intanethi, efana newebhusayithi yeNational Cancer Institute, inokukukhokelela kwiinkqubo ezifanelekileyo.
Ukuqulunqa uhlahlo lwabiwo-mali olusengqiqweni kubalulekile. Sebenzisana neqela lakho lezempilo kunye nabacebisi bezemali ukuqikelela iindleko ezinokubakho kwaye ujonge iindlela ezahlukeneyo zokuhlawula. Le ndlela yokuqalisa inceda ekulawuleni iimpembelelo zemali squamous non-incinci unyango umhlaza wemiphunga kwiseli ngempumelelo.
Itheyibhile engezantsi ibonisa uthelekiso olulula lwemifanekiso. Iindleko ezizizo zinokwahluka kakhulu ngokweemeko zomntu ngamnye.
| Indlela yoNyango | Uluhlu lweendleko eziqikelelweyo (USD) |
|---|---|
| Uqhaqho (kuquka ukulaliswa esibhedlele) | $50,000 - $150,000 |
| Unyango ngamachiza (ngomjikelo) | $5,000 - $15,000 |
| Unyango ngemitha (ngeseshini nganye) | $200 - $500 |
| Unyango olujolisiweyo (ngenyanga) | $10,000 - $20,000 |
I-Disclaimer: Olu luhlu lweendleko luqikelelo kwaye lunokwahluka kakhulu kuxhomekeke kwizinto ezifana nobungakanani bomhlaza, indawo, unyango oluthile, kunye nokhuseleko lwe-inshurensi. Qhagamshelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi ngolwazi oluchanekileyo lweendleko.
Olu lwazi lujoliswe kulwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye aluquki iingcebiso zonyango. Soloko udibana nengcali yokhathalelo lwempilo kuyo nayiphi na inkxalabo yezempilo okanye ngaphambi kokuba wenze naziphi na izigqibo ezinxulumene nempilo okanye unyango lwakho.
Imithombo: (Eli candelo liza kubandakanya ucaphulo kwiiwebhusayithi zonyango ezibekekileyo kunye neejenali malunga neendleko zonyango lomhlaza. Ngenxa yemo eguquguqukayo yeendleko zonyango, ukubonelela ngemithombo ethile enamanani achanekileyo kuya kufuna uhlaziyo rhoqo. Eli candelo liza kufuneka lizaliswe ngemithombo ethile, engqinisisekayo xa kupapashwa inqaku.)
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