Isifo sezinso esishibhile eduze kwami

Ukuthola Ukunakekelwa Kwezifo Zezinso Ezithengekayo Eduze Kwakho

Lo mhlahlandlela ukusiza ukuthi uzulazule ezinseleleni zokuthola okuthengekayo isifo sezinso ezishibhile eduze kwami izinketho zokwelapha. Sihlola izindlela ezihlukahlukene zokufinyelela ukunakekelwa, sigcizelela ukusebenza kahle kwezindleko kanye nekhwalithi.

Ukuqonda Izifo Zakho Zezinso Nezinketho Zokwelashwa

Izinhlobo Zezifo Zezinso

Isifo sezinso sihlanganisa izinhlobonhlobo zezimo, ukusuka kokuncane kuye kwezinzima. Ukutholwa kusenesikhathi nokungenelela kubalulekile. Ukuqonda ukuxilongwa kwakho okuthile kuyisinyathelo sokuqala sokuthola ukwelashwa okufanele. Udokotela wakho angaxoxa ngezigaba ezihlukahlukene zesifo sezinso kanye namasu okuphatha afanelekile esimweni sakho. Izigaba ezahlukene zidinga amazinga ahlukene okunakekelwa kanye nezindleko.

Izinketho Zokwelashwa Kwezifo Zezinso

Ukwelashwa kuyehluka kuye ngobukhulu nesigaba sesifo sakho sezinso. Izinketho zihlanganisa izinguquko zendlela yokuphila (ukudla, ukuvivinya umzimba), imithi, i-dialysis (i-hemodialysis noma i-peritoneal dialysis), nokufakelwa kwezinso. Inketho ngayinye inezindleko ezihambisanayo ezihlukile, futhi ukuqonda lo mehluko kuyisihluthulelo sokwenza izinqumo ezinolwazi mayelana nokunakekelwa kwakho.

Ukufinyelela Ukunakekelwa Kwezifo Zezinso Ezithengekayo

Izinhlelo Zosizo Zikahulumeni

Izinhlelo eziningi zikahulumeni zinikeza usizo lwezezimali kulabo abanesifo sezinso. Izinhlelo zocwaningo ezitholakala esifundeni sakho noma esifundeni sakho, njenge-Medicaid ne-Medicare, ukucacisa ukufaneleka kwakho. Lezi zinhlelo zinganciphisa kakhulu umthwalo wezezimali ohambisana nokwelashwa. Ukwengeza, hlola ukuthi kungenzeka yini ufake isicelo sosizo ku-Social Security Administration (SSA) uma isifo sezinso zakho sithinta ikhono lakho lokusebenza.

Izinhlangano Ezingenzi Nzuzo

Izinhlangano eziningi ezingenzi nzuzo zizinikele ekunikezeni usizo nezinsiza kubantu abanesifo sezinso. Lezi zinhlangano zivame ukunikeza usizo lwezezimali, imfundo yesiguli, kanye nokuxhumana namanethiwekhi okusekela. Cwaninga ngezinhlangano ezingenzi nzuzo zasekhaya nezikazwelonke zigxile empilweni yezinso ukuze ubone ukuthi yiluphi usizo olunikezayo. Banganikeza izinsiza ezibalulekile futhi banciphise ubunzima obuthile bezezimali.

Izinhlelo Zokulekelela Ngezezimali Ezibhedlela

Izibhedlela eziningi nezinhlelo zokunakekelwa kwezempilo zinezinhlelo zokusiza ngezezimali eziklanyelwe ukusiza iziguli ezibhekene nezikweletu eziphezulu zezokwelapha. Xhumana nomnyango wosizo lwezezimali wesibhedlela osikhethile noma umtholampilo ukuze ufunde kabanzi mayelana nezinhlelo zabo kanye nokufaneleka okungaba khona. Le nketho ingase yehlise zonke izindleko zakho ezihlobene isifo sezinso ezishibhile eduze kwami ukwelashwa.

Ukuthola Umhlinzeki Wokunakekela Ofanele

Ukuqhathanisa Izindleko Nezinkonzo

Ngaphambi kokukhetha umhlinzeki wezokunakekelwa kwempilo, qhathanisa izinsizakalo zabo, izindleko, nokubuyekezwa kwesiguli. Imitholampilo nezibhedlela ezahlukene zingase zinikeze izinhlelo zokwelashwa ezihlukene kanye namaphuzu amanani. Ungangabazi ukushayela izikhungo ezimbalwa futhi uthole izilinganiso zamanani ngaphambi kokuzibophezela ohlelweni lokwelapha. Ukungafihli emananini kubalulekile uma ufuna izinketho ezithengekayo isifo sezinso ezishibhile eduze kwami.

Izindleko Zokuxoxisana

Ungangabazi ukuxoxisana nomhlinzeki wakho wokunakekelwa kwezempilo ngezindleko. Izikhungo eziningi zizimisele ukusebenzisana neziguli ukwenza izinhlelo zokukhokha ezilawulekayo. Xhumana ngokusobala ngezinkinga zakho zezezimali futhi uhlole izinketho ezifana nezinhlelo zokukhokha noma izaphulelo. Khumbula, ukukhuthala kulokhu kungakongela imali enkulu.

Izinsiza Ezengeziwe

Ukuze uthole ulwazi olubanzi nokwesekwa, thintana neNational Kidney Foundation (https://www.kidney.org/) kanye neNational Institute of Diabetes and Digestive and Kidney Diseases (https://www.niddk.nih.gov/). Lezi zinsiza zinikeza imininingwane ebalulekile ekulawuleni isifo sezinso kanye nezinhlelo zokusekela.

Khumbula, ukufuna ukunakekelwa okufanele nangesikhathi esifanele kubalulekile ukuze ulawule isifo sezinso ngendlela efanele. Ngokuhlola ngenkuthalo izinsiza ezitholakalayo kanye nezinketho, ungafinyelela ukunakekelwa okudingekayo ngaphandle kokubeka engcupheni inhlalakahle yakho yezezimali. Uma unokukhathazeka ngempilo yezinso zakho, I-Shandong Baofa Cancer Research Institute inikeza izixazululo ezibanzi zezokwelapha, ezibeka kuqala impilo yakho kanye nokukwazi ukuzithengela.