
Ukuqonda umthwalo wezezimali wokwelashwa komdlavuza wendlala yesinye eChina kubalulekile ekuhleleni okusebenzayo. Lo mhlahlandlela obanzi uhlola izindleko eziphuma ephaketheni ezihambisana nezinketho zokwelashwa ezihlukahlukene ezitholakala ezibhedlela zaseShayina, ukusiza iziguli nemindeni yazo ukuthi zizulazule kulo mhlaba oyinkimbinkimbi. Sizofaka izici ezinomthelela wezindleko, izinhlelo zosizo lwezezimali ezingaba khona, nezinsiza ukuze uthole ulwazi olwengeziwe.
Izindleko ze Izindleko eziphuma ephaketheni zase-China zokwelashwa komdlavuza wendlala yesinye Izibhedlela iyahlukahluka kakhulu kuye ngendlela yokwelashwa ekhethiwe. Umdlavuza wendlala yesinye wesigaba sangaphambi kwesikhathi ungase ubandakanye izinqubo ezihlasela kancane njengokugada okusebenzayo noma ukwelapha ngemisebe, okuholela ekwehleni kwezindleko zizonke. Kodwa-ke, umdlavuza osezingeni eliphezulu ungase udinge ukwelashwa okubanzi nokumba eqolo njengokuhlinzwa (i-radical prostatectomy), i-chemotherapy, noma i-hormone therapy. Isigaba esithile somdlavuza sithinta kakhulu ubude besikhathi nokuqina kokwelashwa, kunomthelela ngokuqondile ezindlekweni zokugcina.
Indawo nedumela lesibhedlela nakho kunendima enkulu. Izibhedlela ezisezingeni elilodwa emadolobheni amakhulu njengeBeijing neShanghai zivame ukubiza imali ephezulu uma kuqhathaniswa nalezo ezisemadolobheni amancane noma ezindaweni zasemakhaya. Nakuba izindleko eziphakeme ngezinye izikhathi zingase zihlobane nezinsiza ezithuthukisiwe nekhono, kubalulekile ukucwaninga nokuqhathanisa izinketho ngokucophelela. I-Shandong Baofa Cancer Research Institute, isibonelo, inikeza ukunakekelwa okuphelele komdlavuza wendlala yesinye ngokugxila ezindleleni zokwelapha ezigxile esigulini.
Izici zesiguli ngasinye, ezifana nokuba khona kwe-comorbidities (ezinye izimo zezempilo) kanye nesidingo sokunakekelwa okungeziwe okusekela (isb., Ukuphathwa kobuhlungu, ukuvuselela), kunganezela ezindlekweni jikelele. Ubude besikhathi sokuhlala esibhedlela kanye nesidingo sokulandelelwa ngemuva kokwelashwa nakho kunomthelela engqikithini Izindleko eziphuma ephaketheni zase-China zokwelashwa komdlavuza wendlala yesinye Izibhedlela.
Akunakwenzeka ukunikeza isibalo esinembile sesilinganiso Izindleko eziphuma ephaketheni zase-China zokwelashwa komdlavuza wendlala yesinye Izibhedlela ngaphandle kokwazi imininingwane yecala ngalinye. Nokho, singakwazi ukuhlukanisa izingxenye zezindleko ezingaba khona:
| I-Cost Component | Ibanga Lezindleko Ezingenzeka (RMB) |
|---|---|
| Imali Yesibhedlela (Ukuhlinzwa, Izinqubo, Ukuhlolwa) | Okuguquguqukayo okuphezulu; zingasukela emashumini ezinkulungwane ziye emakhulwini ezinkulungwane. |
| Izindleko Zomuthi | Iyahluka kakhulu ngokuya ngohlobo lokwelashwa kanye nobude besikhathi. |
| Ukuvuselelwa Nokunakekelwa Okusekelayo | Ingeza izinkulungwane ezimbalwa zama-RMB. |
| Ukuvakasha kanye Nezindawo zokulala (uma kusebenza) | Iyahluka kakhulu ngokuya ngebanga lokuhamba kanye nobude besikhathi sokuhlala. |
Qaphela: Lezi yizilinganiso futhi izindleko zangempela zingahluka kakhulu. Kubalulekile ukuxoxa ngezindleko ngqo nesibhedlela ngaphambi kokuqala ukwelashwa.
Ukuhlola izinhlelo zosizo lwezezimali ezitholakalayo kubalulekile ukuphatha umthwalo wezezimali wokwelashwa komdlavuza wendlala yesinye. Izibhedlela eziningi zinikeza izinhlelo zokukhokha noma zisebenza nabahlinzeki bomshuwalense. Ukwengeza, izinhlangano ezihlukahlukene ezisiza abampofu kanye nezinhlelo zikahulumeni zingase zinikeze usizo lwezezimali ezigulini eziludingayo. Ukuxhumana namaqembu amela isiguli nokubonisana nochwepheshe bezokunakekelwa kwempilo kunganikeza ulwazi olubalulekile mayelana nezinsiza ezifinyelelekayo.
Lolu lwazi ngelezinjongo zokufundisa kuphela futhi akufanele luthathwe njengeseluleko sezokwelapha. Hlala uthintana nochwepheshe bezempilo ukuze uxilongwe futhi uhlele ukwelashwa.
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