Unyango lomhlaza wemiphunga kwikliniki yemayo etshiphu

IiNdlela ezifikelelekayo zokuNyanga uMhlaza weMiphunga kwiKliniki yaseMayoUkuqonda iindlela eziSebenzayo ngeendleko zoku. Ikliniki yaseMayo eCheap Unyango loMhlaza weMiphungaEli nqaku liphonononga iindlela ezahlukeneyo zokulawula iindleko ezinxulumene nonyango lomhlaza wemiphunga kwiKliniki yaseMayo, iziko elaziwayo lokhathalelo lomhlaza. Siza kuphonononga iinkqubo zoncedo lwemali, iinketho zokhuseleko lwe-inshurensi, kunye nezicwangciso zokuphucula izicwangciso zonyango ukunciphisa iindleko ngelixa ugcina ukhathalelo olukumgangatho ophezulu. Ukufumana iinketho ezifikelelekayo akuthothisi umgangatho wonyango.

Ukujonga kwiiNdleko zoNyango loMhlaza weMiphuphu kwiKliniki yaseMayo

Ukuqonda Ukuntsonkotha kwamaxabiso

Iindleko ze Unyango lomhlaza wemiphunga oluphantsi lweMayo Clinic zinokwahluka kakhulu ngokuxhomekeke kwizinto eziliqela, kuquka inqanaba lomhlaza, uhlobo lonyango olufunekayo (utyando, unyango lwemichiza, unyango lwemitha, unyango olujoliswe kuyo, unyango lwamajoni omzimba), impilo yomguli ngokubanzi, nobude bonyango. Ezi zintlukwano zenza ukuba kubaluleke kakhulu ukuqonda okucacileyo kweendleko ezinokuthi zibe kho phambi kokuba uqalise unyango.

IiNkqubo zoNcedo lweMali

IMayo Clinic ibonelela ngothotho lweenkqubo zoncedo lwemali ukunceda izigulane zilawule iindleko zokhathalelo lwazo. Ezi nkqubo zinokubandakanya izibonelelo, izicwangciso zentlawulo, kunye nenkathalo yesisa, ngokuxhomekeke kwimfuno yemali kunye neendlela zokufaneleka. Ukuqhagamshelana nesebe loncedo lwezemali leMayo Clinic ngokuthe ngqo linyathelo lokuqala lokuhlola olu khetho. Banokukukhokela kwinkqubo yesicelo kwaye bakuncede ubone ukufaneleka kwakho ukuba ufumane uncedo. Kubalulekile ukubuza ngokucokisekileyo ngalo lonke uncedo olukhoyo.

I-Inshurensi yokuNxibelelana kunye noThethathethwano

Ukhuseleko lwe-inshurensi ludlala indima ebalulekileyo ekulawuleni iindleko ze Unyango lomhlaza wemiphunga oluphantsi lweMayo Clinic. Kubalulekile ukuqonda i-inshorensi yakho ye-inshorensi yonyango lomhlaza, kubandakanywa ukutsalwa kwemali, ukuhlawulwa ngokubambisana, kunye ne-out-of-pocket maximums. Ukuba ulindele iindleko eziphezulu eziphuma epokothweni, kufuneka uqhagamshelane nomboneleli wakho we-inshurensi ngokuqhubekayo ukuze uxoxe ngeemfuno zogunyaziso lwangaphambili kwaye uqonde ukuba zeziphi iinkonzo ezihlawulwayo phantsi kwesicwangciso sakho. Ukusebenza ngokusondeleyo nenkampani yakho ye-inshurensi kunye nesebe lokuhlawula i-Mayo Clinic kunokunceda ukunqanda izinto ezothusayo zemali ezingalindelekanga kunye nokuqinisekisa ukusetyenzwa kwamabango ngokuchanekileyo. Uthethathethwano ngezicwangciso zokuhlawula ngokuthe ngqo kunye neKliniki yaseMayo yenye inketho yokuphonononga, kuxhomekeke kwiimeko zakho.

Ukuphucula iziCwangciso zonyango

Ngelixa ukugcinwa kowona mgangatho uphezulu wokhathalelo kubaluleke kakhulu, kuyenzeka ukuba uphonononge iindlela zonyango ezinokunceda ukunciphisa iindleko zizonke. Oku akuthethi ukuba ubeka esichengeni ukusebenza konyango lwakho. Ukuxoxa ngeendlela zonyango kunye ne-oncologist yakho kunye neqela lezonyango likuvumela ukuba wenze izigqibo ezinolwazi malunga nesicwangciso sakho sokunyamekela, ngokuqwalasela zombini ukusebenza konyango oluhlukeneyo kunye neendleko zabo ezinokuthi zibekho. Umzekelo, ukuphonononga ulingo lwezonyango (xa kufanelekile) ngamanye amaxesha kunokunikezela ngonyango ngexabiso elithotyiweyo, okanye simahla. Oku kunokuba ngumba obalulekileyo wokulawula umthwalo wemali wonyango ngelixa usafumana ukhathalelo olukwinqanaba eliphezulu.

Ukuphononongwa ngoKhetho olulolunye loNyango kunye neZibonelelo

Ukufuna Izimvo Zesibini

Ukufumana uluvo lwesibini kunokunika ingqiqo ebalulekileyo kwiindlela ezahlukeneyo zonyango kunye neendleko ezinxulumene nazo. Ngelixa iMayo Clinic iliziko elihlonelwa kakhulu, ukufuna enye imbono yobungcali kwezonyango kunokuqinisekisa ukuba wenza izigqibo ezizizo ezilungele iimfuno zakho kunye nobuchule bakho bezemali.

Ukusebenzisa iZibonelelo ze-Intanethi kunye namaQela eNkxaso

Izixhobo ezininzi ze-intanethi zibonelela ngesikhokelo kunye nenkxaso kubantu abajongene nemingeni yonyango lomhlaza wemiphunga. La maqonga anokubonelela ngolwazi oluxabisekileyo malunga nokuhamba ngeendleko zokhathalelo lwempilo kunye nokufikelela kwiinkqubo zoncedo lwemali. Ukunxulumana namaqela enkxaso nako kunokunika inkxaso yeemvakalelo kunye neengcebiso ezisebenzayo ezivela kubantu abakhe bajongana nemingeni efanayo. Kubalulekile ukuqinisekisa ukuchaneka kolwazi olufumana kwi-intanethi.

Ukwenza Izigqibo Ezinolwazi

Ukufumana iindlela ezifikelelekayo zonyango lomhlaza wemiphunga kufuna ukucwangciswa ngononophelo kunye nonxibelelwano olusebenzayo. Ukuphonononga ngokucokisekileyo iinkqubo zoncedo lwezemali, ukuqonda ukhuseleko lwe-inshurensi, kunye nokusebenza ngokusondeleyo neqela lakho lezempilo ngamanyathelo abalulekileyo ekulawuleni imiba yezemali yokhathalelo lwakho. Khumbula, ukukhetha olona nyango lungabizi kakhulu akufuni kuthomalalisa kumgangatho wokhathalelo olufumanayo.

Ukufumana ulwazi oluthe kratya malunga nonyango lomhlaza kunye nezixhobo ezinxulumeneyo, unokunqwenela ukuhlola imibutho ehlonelwayo efana ne-American Cancer Society kunye neNational Cancer Institute. Umbutho womhlaza waseMelika kwaye Iziko lomhlaza leSizwe ukunika ulwazi olubanzi kunye neenkonzo zenkxaso. Cinga ngokujonga iinketho ezikhoyo IZiko loPhando ngoMhlaza laseShandong Baofa ngokunjalo.