Isibhedlele esitshiphu yenza izibhedlele zomhlaza

Ukufumana uKhathalelo loMhlaza olufikelelekayo: Isikhokelo kwiiNdleko zokuHamba

Esi sikhokelo sibonelela ngolwazi oluyimfuneko kubantu abafunayo esibhedlele cheap ukwenza umhlaza Izibhedlele kunye neendlela ezifikelelekayo zonyango lomhlaza. Sihlola izicwangciso zokunciphisa iindleko ngelixa siqinisekisa ukufikelela kukhathalelo oluphezulu. Ukuqonda iinkqubo zoncedo lwezemali, ukhuseleko lwe-inshurensi, kunye nezixhobo ezikhoyo kubalulekile ekujonganeni nobunzima beendleko zonyango lomhlaza.

Ukuqonda Iindleko zonyango loMhlaza

Unyango lomhlaza lunokufuna imali, lubandakanya iindleko ezahlukeneyo njengokulaliswa esibhedlele, utyando, ichemotherapy, unyango lweradiation, amayeza, kunye nokhathalelo olulandelayo. Ixabiso lilonke lihluka kakhulu ngokusekelwe kuhlobo kunye nenqanaba lomhlaza, indlela yonyango, kunye neemeko zomntu ngamnye. Izinto ezininzi zinefuthe kwindleko iyonke, nto leyo eyenza kube nzima kwizigulane ukuqikelela eyona mali ziza kuyidinga. Ukuphanda nokuqonda ezi ndleko linyathelo lokuqala ekufumaneni iinketho ezifikelelekayo.

Ukuphonononga oKhetho loNyango loMhlaza olufikelelekayo

Izibhedlele zikaRhulumente kunye namaZiko eMpilo oLuntu

Izibhedlele zikawonke-wonke kunye namaziko ezempilo oluntu ahlala enikezela ngenkxaso-mali okanye ngeendleko ezithotyiweyo zonyango lweenkonzo zonyango lomhlaza, ngakumbi kubantu abarhola imivuzo ephantsi. Ezi zibonelelo zizinikele ekunikeni ukhathalelo olufikelelekayo, nokuba ithini na imeko yezemali yesigulane. Iikhrayitheriya zokufaneleka ziyahluka ngokuxhomekeke kwindawo kunye neziko elithile. Kubalulekile ukubuza malunga neenkqubo zoncedo lwemali ezibonelelwa ngala maziko.

Iindleko zokuthethathethana nezibhedlele kunye nababoneleli

Ukuxoxisana ngokuthe ngqo nezibhedlele kunye nababoneleli bezempilo ngamanye amaxesha kunokukhokelela ekunciphiseni iindleko. Oku kunokubandakanya ukuphonononga izicwangciso zentlawulo, ukufuna izaphulelo zokuhlawula kwangaphambili, okanye ukubuza ngeenkqubo zoncedo lwemali. Ukwenza izinto elubala nokunxibelelana ngokuphandle kubalulekile kolu thethwano. Khumbula ukubhala zonke izivumelwano ekufikelelwe kuzo.

IiNkqubo zoNcedo lwezeMali kunye nemibutho yesisa

Imibutho emininzi kunye nemibutho yesisa ibonelela ngoncedo lwemali kwizigulana ezinomhlaza ezinengxaki yeendleko zonyango. Ezi nkqubo zinokuhlawula iindleko zonyango, amayeza, iindleko zokuhamba, kunye nezinye iindleko ezinxulumene noko. Ukuphanda nokufaka izicelo zezi nkqubo kunokunciphisa kakhulu umthwalo wemali wonyango lomhlaza. Iwebhusayithi yeNational Cancer Institute sisixhobo esixabisekileyo sokufumana imibutho efanelekileyo.

Ukhuseleko lwe-inshurensi kunye neMedicare/Medicaid

Ukuqonda i-inshurensi yempilo yakho kubalulekile. Izicwangciso ezininzi ze-inshorensi zigubungela inxalenye enkulu yeendleko zonyango lomhlaza. Nangona kunjalo, iindleko eziphuma epokothweni zisenokuba nkulu. Ukuphonononga iinketho ezifana ne-Medicare kunye ne-Medicaid, iinkqubo zezempilo ezixhaswa ngurhulumente, zinokubonelela ngoncedo olongezelelweyo lwezemali kubantu abafanelekileyo. Phonononga iinkcukacha zepolisi yakho ngononophelo ukuze uqonde ukhuseleko lwakho kunye neendleko ezinokuthi ziphume epokothweni.

Ukufumana abaBoneleli boMhlaza abathembekileyo nabafikelelekayo

Ukufumana umgangatho ophezulu kwaye ofikelelekayo esibhedlele cheap ukwenza umhlaza Izibhedlele kufuna uphando ngenyameko. Izinto ekufuneka ziqwalaselwe ziquka isidima somboneleli, amava, amazinga empumelelo, nophononongo lwesigulane. Izixhobo ze-intanethi kunye nobungqina besigulane bunokuba zixhobo ezibalulekileyo kule nkqubo. Kukwacetyiswa ukuba kujongwe ukuvunywa kunye nokugunyaziswa kwezibhedlele kunye nabasebenzi bazo.

Cinga ngokuphonononga iinketho ezifana IZiko loPhando ngoMhlaza laseShandong Baofa enokubonelela ngamaxabiso akhuphisanayo kunye nokhathalelo olubanzi. Khumbula ukuqinisekisa iziqinisekiso zabo kwaye wenze uphando olucokisekileyo phambi kokuba wenze naziphi na izigqibo.

Iingcebiso zoLawulo lweeNdleko zoNyango loMhlaza

Ngaphandle kokufumana iindlela zonyango ezifikelelekayo, ulawulo lweendleko olusebenzayo lubalulekile. Oku kubandakanya uhlahlo lwabiwo-mali olucokisekileyo, iindleko zokulandelela, kunye nokufuna uncedo kubacebisi bezemali abakhethekileyo kwiindleko zempilo. Ukuphonononga iinketho ezifana namaqonga okuxhasa ngemali abantu abaninzi kunokubonelela ngenkxaso yemali eyongezelelweyo evela kusapho, abahlobo, kunye noluntu ngokubanzi.

Ukuqukumbela

Ukujonga iindleko zonyango lomhlaza kunokuba nzima, kodwa ukuqonda izixhobo ezikhoyo kunye nezicwangciso zokunciphisa iindleko kubalulekile. Ngokuphanda ngeendlela ezifikelelekayo, uthethathethwano nababoneleli-nkonzo, kunye nokusetyenziswa kweenkqubo zoncedo lwemali ezikhoyo, abantu ngabanye banokufikelela kukhathalelo olukumgangatho ophezulu ngaphandle kokunikezela kuxinzelelo olungeyomfuneko lwemali. Khumbula ukubeka impilo yakho phambili ngelixa uphonononga ezi ndlela.